csc commission chart

CSC Digipay Commission :

CSC Digipay AEPS Commission Chart

AEPS Transaction Amount VLE Commission TDS Net VLE Commission
<100 0.00 0 0
100 0.32 0.016 .304
200 0.72 0.036 0.684
300 1.12 0.056 1.064
400 1.52 0.076 1.444
500 1.92 0.096 1.824
600 2.32 0.116 2.204
700 2.72 0.136 2.584
800 3.12 0.156 2.964
900 3.52 0.176 3.344
1000 3.92 0.196 3.724
1100 4.32 0.376 4.104
1200 4.72 0.396 4.484
1300 5.12 0.256 4.864
1400 5.52 0.276 5.244
1500 5.92 0.296 5.624
1600 6.32 0.316 6.004
1700 6.72 0.336 6.384
1800 7.12 0.356 6.764
1900 7.52 0.376 7.144
2000 7.92 0.396 7.524
2100 8.32 0.416 7.904
2200 8.72 0.436 8.284
2300 9.12 0.456 8.664
2400 9.92 0.496 9.424
2500 9.92 0.496 9.424
2600 10.32 0.516 9.804
2700 10.72 0.01536 10.184
2800 11.12 0.556 10.564
2900 11.52 0.576 10.944
3000 11.92 0.596 11.324
>3100 11.92 0.596 11.324

Digipay Money Transfer (DMT) Commission Chart

DMT Transaction Amount VLE Share TDS @ 5% Net VLE Share
100 4.78 0.24 4.54
500 4.78 0.24 4.54
1000 4.78 0.24 4.54
1500 8.17 0.41 7.76
2000 11.56 0.58 10.98
2500 14.95 0.75 14.20
3000 18.34 0.92 17.42
3500 21.73 1.09 20.64
4000 25.12 1.26 23.86
4500 28.51 1.43 27.08
5000 31.90 1.59 30.30

CSC Micro ATM Commission Chart

Transaction Amount Total Incentive Received VLE Gross Incentive Share [email protected]% Final VLE Incentive
100 0.4 0.32 0.01 0.31
500 2 1.6 0.06 1.54
1000 4 3.2 0.12 3.08
2000 8 6.4 0.24 6.16
3000 12 9.6 0.36 9.24
10000 12 9.6 0.36 9.24

DIGIPAY IMPS Payout Charge

Payout IMPS is some of the charges that have to be paid while transferring, such as ₹ 5 plus GST charge on TRANSECTION ranging from ₹ 1 to 25000.

From 25000 to 200000, you have to pay ₹ 10 plus GST charge. NEFT still does not charge any free of cost.

Digipay Commission Distribution
Transaction Amount Vle Share TDS (5%) Net Vle Commission
<100 0 0 0
100 0.32 0.016 0.304
200 0.72 0.036 0.684
300 1.12 0.056 1.064
400 1.52 0.076 1.444
500 1.92 0.096 1.824
600 2.32 0.116 2.204
700 2.72 0.136 2.584
800 3.12 0.156 2.964
900 3.52 0.176 3.344
1000 3.92 0.196 3.724
1100 4.32 0.216 4.104
1200 4.72 0.236 4.484
1300 5.12 0.256 4.864
1400 5.52 0.276 5.244
1500 5.92 0.296 5.624
1600 6.32 0.316 6.004
1700 6.72 0.336 6.384
1800 7.12 0.356 6.764
1900 7.52 0.376 7.144
2000 7.92 0.396 7.524
2100 8.32 0.416 7.904
2200 8.72 0.436 8.284
2300 9.12 0.456 8.664
2400 9.52 0.476 9.044
2500 9.92 0.496 9.424
2600 10.32 0.516 9.804
2700 10.72 0.536 10.184
2800 11.12 0.556 10.564
2900 11.52 0.576 10.944
3000 11.92 0.596 11.324
>3000 11.92 0.596 11.324

csc commission

CSC HDFC Bank Commission List : 

 

HDFC VLE’s Commission Structure

Sr. NO.

Services

Conditionality

Type

VLE Commission

1

Opening of E-KYC Savings Bank

Account

Offering Full KYC accounts

N/A

Rs 16/-

2

Opening of Savings Bank

Account

M0, M3, M6 based payout with minimum charge structure

not non maintenance of balance.

N/A

Account will be opened NIL IP. Rs. 40  payout at the time of account opening. Rs 80 to be paid on M3 provided there are 2 credit transactions in account and the balance  totalling to value of Rs. 2000 and above. Additional Rs. 80 to be paid at end of M6 if the account maintains AMB of Rs. 3000 and above.

3

Opening of Current Account

M0, M3, M6 based payout with minimum charge

structure not non maintenance of balance.

N/A

Account will be opened NIL IP. Rs. 80 payout at the time of account opening. Rs 120 to be paid on M3 provided there are 2 credit transactions in account and the balance  totalling to value of Rs. 5000 and above. Additional Rs. 120 to be paid at end of M6 if the account maintains AMB of Rs. 10000 and above.

4

Opening of Current Account with Bharat QR Code

M0, M3, M6 based payout with minimum charge structure not non maintenance of balance.

N/A

Account will be opened with NIL IP. Rs. 80 payout at the time of account opening towards account opening and Rs. 160 to be paid additionally towards BQR bundelling. Rs 120 to be paid on M3 provided there are 2 credit transactions in account and the balance  totalling to value of Rs. 5000 and above. Additional Rs. 120 to be paid at end of M6 if the account maintains AMB of Rs. 10000 and above.

5

Opening of Govt Salary

Accounts

M0, M3, M6 based payout with minimum charge structure.

 

Account will be opened NIL IP. Rs. 40 payout at the time of account opening. Rs 80 to be paid on M3 provided there is atleast 1 direct salary credit from Govt Dept in account  Additional Rs. 80 to be paid at end of M6 if the account maintains AMB of Rs. 5000 and above.

6

Fixed Deposit

< 6 Months

 

0.08%

6 Months – < 1 Year

 

0.12%

> 1 Year

 

0.16%

7

Recurring Deposit

< 6 Months

 

Rs. 4

> 6 Months

 

Rs. 8

8

Auto Loan (New + Old)

 

 

 

 

 

1-5 Cases Lead conversion per States

 

0.48%

 

 

6-10 Cased Lead Conversion per state

 

0.64%

 

 

> 11 Cases lead conversion

 

0.64% + Rs 800 per case lead converted

 

 

Eg Haryana state does Total 10 Lead conversion for Auto Loan for Novermber 2018 , Then every VLE will get ,0.80% for every Auto

Loan  case converted for November 2018 and if Goa state does Total 3 Lead conversion for November 2018, then every VLE will get 0.60% for every AL converted in November 2018

9

Two Wheeler

Commericals are based on Lead Conversion . The buckets are per based  State Conversion permonth

 

 

 

 

1-10 Cases Lead conversion per States

 

0.64%

 

 

11-20 Cased Lead Conversion per state

 

0.80%

 

 

> 20 Cases lead conversion

 

.8% + Rs 200 per case lead converted

 

 

Eg Haryana state does Total 13 Lead conversion for TW Loan for Novermber 2018 , Then every VLE will get ,1% for every TW Loan  case converted for November 2018 and if Goa state does Total 3 Lead conversion for November 2018, then every VLE will get 0.80% for every TW Loan converted in November 2018

10

Personal Loan & Business Loan

Commericals are based on Lead Conversion . The buckets are per based  State Conversion permonth

 

 

 

 

1-5 Cases Lead conversion per States

 

0.48%

 

 

6-10 Cased Lead Conversion per state

 

0.64%

 

 

> 11 Cases lead conversion

 

0.64% + Rs 800 per case lead converted

 

 

Eg Haryana state does Total 10 Lead conversion for Personal Loan for Novermber 2018 , Then every VLE will get ,0.80% for every Personal  Loan  case converted for November 2018 and if Goa state does Total 3 Lead conversion for November 2018, then every VLE will get 0.60% for every Personal Loan  converted in November 2018

11

Tractor Loan

Lead Conversion

 

0.20% of the loan value

12

Gold Loan

Lead Conversion

 

0.20% of the loan value

13

Consumer Durable Loan

Lead Conversion

 

0.24% of the loan value

14

Credit Cards

Lead Conversion(STP-Lead generation and conversion)

 

Rs 400/-

Lead Generation and Conversion by Bank Staff

 

Rs 60/-

15

Self Help Group / Joint Liability

Group Loan

Upto 60 Members disbursed in a month

 

56 per member

Additional upto 20 Members disbursed in a month

 

72 per member

Each member exceeding 80 members disbursed in a month

 

88 per member

16

Commercial Vehicle

Per case

 

400

17

Commercial Equipment

Per case

 

400

18

Pledge Loan

Lead Conversion

 

0.20% of disb amount

CSC Axis Bank Commission List : 

COMMERCIALS

(W.E.F. 25-01-21)

SR. NO.

TXN MODE

SERVICES

TYPE

VLE SHARE

1

AEPS

CASH WITHDRAWL

OFFUS

0.32% of the total txn amount Txn Amt minimum Rs.100/-  subject to maximum payout of Rs.11.2

2

AEPS

CASH WITHDRAWL

ONUS

0.32% of the total txn amount Txn Amt minimum Rs.100/-  subject to maximum payout of Rs.4

3

AEPS

CASH DEPOSIT

ONUS

0.32% of the total txn amount Txn Amt minimum Rs.100/-  subject to maximum payout of Rs.4

4

AEPS

Fund Transfer

ONUS

0.32% of the total txn amount Txn amt minimum 100 INR subject to maximum payout of Rs.4

5

AEPS

BALANCE ENQUIRY

OFFUS

WILL UPDATE SHORTLY

6

AEPS

BALANCE ENQUIRY

ONUS

WILL UPDATE SHORTLY

7

AEPS

MINI STATEMENT

OFFUS

WILL UPDATE SHORTLY

8

AEPS

MINI STATEMENT

ONUS

WILL UPDATE SHORTLY

9

PIN PAD

CASH WITHDRAWL

OFFUS

0.32% of the total txn amount Txn Amt minimum Rs.100/-  subject to maximum payout of Rs.11.2

10

PIN PAD

CASH WITHDRAWL

ONUS

0.32% of the total txn amount Txn Amt minimum Rs.100/-  subject to maximum payout of Rs.4

11

PIN PAD

CASH DEPOSIT

ONUS

0.32% of the total txn amount Txn Amt minimum Rs.100/-  subject to maximum payout of Rs.4

 

COMMERCIALS

(W.E.F. 25-01-21)

ASSETS-LOAN SERVICES & CUSTOMER ACCOUNT

SR. NO.

PRODUCT

SUB-PRODUCTS

VLE SHARE

1

Two Wheller Loans

.64% of Disbursed Amt and additional 800 INR (per case) if disbursed more than 2 cases

2

Gold Loan

0.64% of Disbursed Amount up to 5 Lacs volume and .8% of Disbursed Amount above 5 Lacs volume.

3

Tractor Loan

.80% of Disbursed Amt and additional 800 INR (per case) if disbursed more than 2 cases

4

Auto Loan

.80% of Disbursed Amt and additional 800 INR (per case) if disbursed more than 2 cases

5

Secured Term Loan (SBB)

SBB Cash credit/Term Loan/secured overdraft

.80% of Disbursed Amt and additional 800 INR (per case) if disbursed more than 2 cases

6

Cash Credit /Overdraft(SBB)

7

Business Loan (SBB)

Loan to self employeed professionals-Doctors/CA and Non-Professionals-Sole propritership/public ltd

company

.64% of Disbursed Amt.

80% and 800 INR (per case) if disbursed more than 2 cases

8

Home Loan

Asha – Home Loan

0.4% of Disbursed Amount

Home improvement / renovation loan

Plot Loan

9

B2B Retail and MSME (GST OD)

 

.64% of Disbursed Amt and additional 800 INR (per case) if disbursed more than 2 cases

10

B2C (KCC&OD Con against NA property)

Loan to farmers/Agri Loan/Loan to MSME,food processing unit

etc

.64% of Disbursed Amt and additional 800 INR (per case) if disbursed more than 2 cases

11

Current Account

Current Account – HV

M0 – INR 112 on account opening –  NIL IP

M3 – INR 144 – 2 Credit TXN & Balance Total >= INR 5,000

M6 – INR 144 – AMB >= INR 10,000 Total Pay out INR 400

12

SAVING ACCOUNT

Savings Basic

INR 40

Easy Access

M0 – INR 80  on account opening –  NIL IP

M3 – INR 120  – 2 Credit TXN & Balance Total >= INR 2,000

M6 – INR 80 – AMB >= INR 3,000 Total Pay out INR 280

Note: Revision in above comercials are subject to bank. If Bank revised, CSC SPV will also confirm the same.

CSC UCO Bank Commission Chart :      

 

Commercials Payment Terms: As a Corporate BC, you will be paid commission at the following rates for various activities undertaken by you/ your BC Agents for and on behalf of the Bank:

 

TABLE 1 : Payment to Future Corporate BC/ CSC & Individual BC

 

Particular

Amount

BCA Share

 

BSBDA Enrolment

 

will be shared with BCA.

2

Cash Transaction

0.40% of total amount of cash handled.

3

Remittance

 

4

PMJJBY Enrolment

Rs 30/- in Year

5

PMJJ3Y Renewal

 

5

PMSBY Enrolment

 

 

 

6

PMSBY Renewal

 

 

 

 

 

 

APY Enrolment

Rs 50/- in 1 st year

 

8

APY Maintenance

Rs 25/- in subsequent years

 

7

RD/FD Account

 

 

9

Aadhaar Seedin

Rs 5/-

 

TABLE 3 : Remuneration for SHG / JLG/ KCC and other Loans (Applicable for Corporate BC/ Individual & CSC)

 

 

For formation and promotion including credit linkage

Not exceeding Rs. I ,OOO per SHG/ JLG formed and credit linked with the Bank in stages as under.

 

For stationery and overhead expenses after saving linkage of SHC

Rs. 300

 

4 months after saving linkage of SHG

Rs. 300

 

Immediately after credit linkage of

R” 400

Irmrnediately after credit lin kage Of

SHG

Rs- 400

 

Non cash transactions

 

Renmittance/Fund transfer

Rs. 1 0 per transaction

 

Balance Enquiry

Nil

 

Collection of Nevve CCC Proposal

Onetinne of payrnent Of 0.5% of the ar-nount sanctioned subject to Minir-nurn Rs 100/— and rnaxir-nur-n Rs 5.000/— VMhere there has been at least 1 s’ phase disburserx-•aent-

 

Collection of Nevv KCC Loa n

Proposal

Activation Of dorrnant/NPA KCC A/c

Onetirnel % of arnount outstanding in inactive account subject to rninir-nur-n Rs 200/— and rnaxirnur-n Rs 5000/— per A/c after the successful activation as per extant guidelines.

 

C ollec tion in KCC through Micro AT

As per norrnal cash deposit transaction

 

Collection        Retail Loan through

Micro ATÞÄ

                         

CSC ICICI Bank Commission List : 

Please find below the proposed commercials for the Business Correspondent business. The same will be reviewed on quarterly basis.

 

Transaction Pay-out on ONUS & OFFUS 0.5% of deposit & withdrawal transaction value(AEPS/Debit Card): *Maximum pay-out ceiling of ` 11.25 per transaction.

 

Account opening basis eKYC:

 

For successful account opening

` 10

Additional one time pay-out for account being active/live(at least on CI transaction) for 90 days from date of opening

` 10

 

Balance maintenance:

 

Monthly Average Balance(MAB) of individual account

Quarterly Pay-out

>=5000 & <10000

` 20

>=10000 & <15000

` 40

>=15000

` 60

 

FD/RD Account:

 

RD (Min amount 5000 and one year tenure)

` 10

FD (Min amount 5000 and one year tenure)

` 10

 

Pay-out for sourcing of APY/PMJJBY/PMSBY:

 

PMSBY

` 1 for successful sourcing

PMJJBY

` 30 for successful sourcing

APY*

` 75 for fresh APY and ` 65 for persistency

 

* Will be released basis funds released by PFRDA/Similarly deduction will be done on funds deducted by PFRDA for non-persistent accounts

Bank Of Baroda Commission List  :           

Sr.

No.

Transaction Type

Transaction Charges

 

 

 

1

Saving Bank Account Opening

EKYC-With Funded 25 | With Non Funded 10 per A/c

 

 

 

2

Opening of Recurring Deposit (RD)

Account

Rs.10/- per a/c

 

`

 

3

Opening of Fixed Deposit (FD) Account

0.40% ofAmt Per FD (Max of  20/-,Min Re 1/- Per FD)

 

 

 

4

Cash Deposit other than AEPS

0.40% of Deposit Amt

 

(A/c opened by BCA) (Max. Limit 49,000/- Per A/c Per Day)

(Min Re 1/-,  Max Rs 20/-)

 

 

 

5

Cash Deposit (AEPS On – Us)

0.40% of Deposit Amt

 

(Max. Limit 49,000/-)

(Min Re 1/-,  Max Rs 25/-)

 

 

 

6

Cash Deposit (Using Rupay Card &

AEPS Off-us)

0.40% of Deposit Amt

 

(Max. Limit 25,000/-)

(Min Re 1/-,  Max Rs 20/-)

 

 

 

7

Cash Withdrawal other than AEPS

0.40% of Txn. Amt

 

(A/c opened by BCA) (Max. Limit 10,000/- Per A/c Per Day)

(Min Re 1/-,  Max Rs 20/-)

 

 

 

8

Cash Withdrawal using AEPS On-us & Rupay Card on-us

0.40% of Txn. Amt

 

(Max. Limit 20,000/-)

(Min Re 1/-,  Max Rs 25/-)

 

 

 

9

Cash Withdrawal using AEPS Off-us & Rupay Card off-us

0.40% of Txn. Amt

 

(Max. Limit 10,000/-)

(Min Re 1/-,  Max Rs 25/-)

 

 

 

10

Remittance/Fund Transfer Within

Bank & Outside  the Bank With Aadhaar Number

0.40% of Txn. Amt

 

 

(Min Re 1/-,  Max Rs 10/-)

 

(Max. Limit  20,000/-)

 

 

 

 

11

Remittance/Fund Transfer through NEFT, etc.

0.40% of Txn. Amt

 

(Max. Limit 10,000/-)

(Min Re 1/-,  Max Rs 20/-)

 

 

 

12

IMPS Txn. (Cash)

0.40% of Txn. Amt

 

(Max. Limit 10,000/-)

(Min Re 1/-,  Max Rs 20/-)

 

 

 

 

 

13

13 IMPS Txn. (Transfer)

0.40% of Txn. Amt

 

(Max. Limit 10,000/-)

(Min Re 1/-,  Max Rs 10/-)

 

 

 

 

 

 

14

Deposit Into Loan Accounts

0.40% of Txn. Amt;

 

(Max. Limit 49,000 Per Account Per

Day)

(Min Re 1/-,  Max Rs 20/-)

 

 

 

15

Aadhaar Seeding

3/- Per Seeding

 

 

 

16

Mobile No. Seeding

5/- Per Seeding

 

 

 

17

PMJJBY

Changes as per Cycle

 

PMSBY 

Re.1.00/- (Changes as per Bank Scheme)

 

APY

Changes As per Bank Scheme

 

 

 

Bank Of India CSC Commission List :

Sr. No.

Transaction Type(ONLINE)

Transaction Charges

 

 

 

1

Saving Bank Account Opening

Non – EKYC- With Funded  10

 

 

EKYC-With Funded 20

 

 

 

2

Opening of Recurring Deposit (RD) Account

10 per A/c

 

 

 

3

Opening of Fixed Deposit (FD) Account (Term Deposit)

0.5% of Deposit Amt; Max of  25/- Per A/c

 

(Max. limit 1 Lakh per A/c through transfer only)

(Max. limit Rs.1,00,000/-)

 

 

 

4

Cash Deposit-AEPS offus & Card & pin

0.5% of Deposit Amt; Max of  25/- Per A/c

 

(A/c opened by BCA) (Max. Limit 20,000/- Per A/c Per Day)(Per Txn. limit 10,000/-)

 

 

 

 

 

 

 

5

Cash Withdrawal-off-us & Card & Pin

0.5% of Deposit Amt; Max of  25/- Per A/c

 

(A/c opened by BCA) (Max. Limit 20,000/- Per A/c Per Day)(Per Txn. limit 10,000/-)

 

 

 

 

 

 

 

6

Fund Transfer Within Bank

0.5% of Deposit Amt; Max of  25/- Per A/c

 

(Per Transaction Limit Rs. 10,000/-)(Per Day limit Rs.20,000/-)

 

 

 

 

 

 

 

7

Remittance (For non-home transaction)

0.5% of Deposit Amt; Max of  25/- Per A/c

 

(Per Transaction Limit Rs. 10,000/-)(Per Day limit Rs.20,000/-)

 

 

 

 

8

Inter Bank Remittance(through UPI mode)

0.5% of Deposit Amt; Max of  25/- Per A/c

 

(Per Transaction Limit Rs. 10,000/-)

 

 

 

 

9

Rupay Card Activation

Rs.05/- per Account for PMJDY account

 

 

involving transaction

 

 

 

10

Aadhaar Seeding

5/- Per Seeding

 

 

 

11

PMJJBY

PMJJBY 30/22.50/15/7.50/- 

12

PMSBY

Rs.01/-

 

 

 

13

Request for a New Cheque Book

Rs.02/- per request per account

 

(New Service Added throug BC channel as per EASE requirement)

 

 

 

 

14

Stop Payment of Cheque

Rs.02/- per cheque

 

(New Service Added throug BC channel as per EASE requirement)

 

 

 

 

15

Cheque Collection

Rs.10/- per cheque for collection

 

(New Service Added throug BC channel as per EASE requirement)

 

 

 

 

16

Cheque Status Enquiry

NO charge/Free of cost

 

(New Service Added throug BC channel as per EASE requirement)

 

 

 

 

17

Balance Enquiry

NO charge/Free of cost

 

 

 

18

Mini Statement

NO charge/Free of cost

 

 

 

19

Lodge a compliant

Rs.02/- per complaint

 

(New Service Added throug BC channel as per EASE requirement)

 

 

 

 

20

Track a complaint

NO charge/Free of cost

 

(New Service Added throug BC channel as per EASE requirement)

 

 

 

 

21

Pass Book update

Rs.02/- per pass book updation per day (only entries)

 

(New Service Added throug BC channel as per EASE requirement)

 

 

 

 

22

Renew R/D, TDR & MIC

Rs.10/- per account

 

(New Service Added throug BC channel as per EASE requirement)

 

 

 

 

23

IMPS

0.25% of Amount Min Rs.5/- (Max. Rs.10/-)

 

(New Service Added throug BC channel as per EASE requirement)

(IMPS allowed through transfer from account only)

 

 

 

24

NEFT

0.25% of Amount Min Rs.5/- (Max. Rs.10/-)

 

(New Service Added throug BC channel as per EASE requirement)

(IMPS allowed through transfer from account only)

 

 

 

25

Block Card

Rs.02/- per card

 

(New Service Added throug BC channel as per EASE requirement)

 

 

 

 

26

Pension life-certificate auth. Through Jeevan Pramaan(Aadhar enabled)

Rs.05/-

 

(New Service Added throug BC channel as per EASE requirement)

 

***Taxes are applicable as per Rules & Regulations

***The above mentioned percentage is subject 100% of the commission amount received from the bank where BC’s receive only 80% of the same

******Commission share between BC and BCA(VLE) is 20:80

Note: Commission is subject to change as per changes made by Bank/Company

****TDS will be deducted from BCA(VLE)`s commission. BCA(VLE) can claim it from Income Tax dept. By e-filing(form 26A).

Central bank Of India Commission List :

Kindly find commission structure for CBI Bank

Banks

Name

SAVING AC

EKYC AC

For canvass ing PPF Accoun

For canvass ing

Pension

OVERDRAF

T/RETAIL

LOANS/KC C/GCC

CBI

22/- PER ACCOUNT

EKYC-With

Funded

22|Non

Funded

11(Funded with Min

100)

NA

NA

0.50% of Loan Amount

Sanctioned

Subject To a

Min of 25/- &

Max. of 5,000/-

Banks

Name

FD/MIP

CASH

HANDLI NG

CHARG ES

REMITT

ANCE/F UND

TRANSF ER

Cash txn

Intersol Txn

CBI

5/- PER ACCOUNT

48% of amou

% of fund tra

minimum

0.48% and

Per customer

account rs

50/- per n month.

NA

Banks

Name

IMPS

Rupay

Card

Txn

AADHA

R

SEEDIN G

MOBILE

NUMBE

R

UPDATI ON

Passbook printing

CBI

minimum 0.48% and

Per customer account rs 50/- per month.

minimum

0.48% and

Per customer

account rs

50/- per month.

NA

NA

NA

 

3rd PARTY FINANCIAL

PRODUCTS LIKE INSURANCE (LIFE AND NON LIFE), PENSION ETC.

RD PER AC

OPENIN G

PMJJBY 30/- | PMSBY 1/- | APY 50/- per enrolment

5/- PER

ACCOUNT

Indo Nepal txn

AEPS

Off us/On uss txn

NA

minimum

0.48% and

Per customer

account rs

50/- per month.

Rupay Card Activation

Other services

NA

NA

LIC Commission :

LIFE INSURANCE RENEWAL HANDBOOK

Dear VLE’s

Life Insurance Renewal service is a service available to all VLE’s under Insurance section on Digital Seva Portal. No registration is required to access this service.

PROCESS FLOW –

  • Login to Digital Seva Portal and Select Insurance option from the service menu on top and click on first option Renewal Premium Payment
  • All the insurance companies logo’s will be displayed whose Renewal premium can be paid through the Digital Seva Portal
  • Select the desired insurance company, enter the policy number with date of birth (if required) and mobile number, the system will display the due amount.
  • Once due amount is displayed, enter your wallet pin to process the payment.
  • If payment is successful, receipt will be displayed on the system, print it and hand it over to the customer.
  • VLE’s commission for the transaction is paid instantly in wallet after deducting applicable taxes. For example if Transaction amount is Rs 100 and commission is Rs 10, then from wallet Rs 90 is deducted.

IMPORTANT GUIDELINES

  • Renewal premium payment of upto Rs 49,999 can only be paid through CSC portal. ANY POLICY HAVING

PREMIUM OF Rs 50,000 OR ABOVE CANNOT BE PAID THROUGH Digital Seva. VLE’S SHOULD NOTE THAT SUCH POLICIES CANNOT BE PAID IN INSTALLEMENTS TOO, SO THEY SHOULD NOT UPLOAD MONEY IN WALLET AT ALL. IF THEY UPLOAD MONEY, IT WILL NOT BE REFUNDED.

  • Payments are sent to Insurance Company on next working day from transaction date. Example – If payment has been made on 26th April 2018, it will be sent to Insurance Company on 27th April 2018. Payments made between Friday- Sunday are sent on next working day i.e on Monday
  • VLE’S should avoid making payment for same policy. Sometimes on first attempt of transaction, due to technical issue VLE’s do not get confirmation on screen if payment was successful or not, so immediately or next day they make payment of the policy again. We recommend that they should first check status of first transaction before attempting to make second payment as possibilities are both turn out to be successful. In these cases customer only pays once but VLE paid twice. If both payments are successful and sent to Insurance Company, they Insurance companies refund excess money to customer and not to VLE. VLE’s can raise helpdesk ticket with all transaction details under Insurance category to check status of txn before making 2nd payment for same policy
  • Some Insurance companies update the payment as soon as they receive it from CSC and some update it on the due date. If customer is still getting reminders from Insurance Company about payment, then they should ignore it.
  • PAYMENT OF INCORRECT POLICIES – If VLE has made payment for incorrect policy and the transaction is successful, it will not be refunded to VLE. VLE shall be solely responsible for this issue. VLE’S should verify that they are making payment for correct policy.
  • Duplicate Receipt Generation – This is for successful transactions only ,If at the time of transaction payment receipt is not generated then VLE’s can generate the receipt by following the below process. PLS NOTE THAT THE OPTION TO GENERATE DUPLICATE RECEIPT IS AVAILABLE FOR 15 DAYS ONLY FROM TRANSACTION DATE

IF transaction is successful txn then to generate receipt follow these steps

  • VLE should select the Passbook option on left side menu
  • click on the “wallet ledger” option of the desired txn
  • On the right side transaction details are displayed and at the bottom they shall be able to see download invoice option and on clicking it receipt should be generated

OPTION TO DOWNLOAD THE RECEIPT WILL BE AVAILABLE TILL 15 DAYS FROM TRANSACTION DATE

COMMISSION STRUCTURE

INSURANCE COMPANY

VLE COMMISSION(Taxes Inclusive)

AVIVA LIFE RENEWAL

28

BAJAJ ALLIANZ LIFE RENEWAL

28

DHFL LIFE RENEWAL

28

EXIDE LIFE RENEWAL

28

FUTURE GENERALI LIFE RENEWAL

28

HDFC STANDARD LIFE RENEWAL

28

ICICI PRUDENTIAL LIFE RENEWAL

32

INDIA FIRST LIFE RENEWAL

Yearly Mode – 28

Half Yearly Mode- 14.4

Quarterly Mode -7.2

Monthly Mode – 2.4

LIC 

4.8

LIC – MICRO

1.2

MAX LIFE RENEWAL

28

SBI LIFE RENEWAL

28

SAHARA LIFE RENEWAL

28

SHRIRAM LIFE RENEWAL

28

TATA AIA LIFE RENEWAL

28

For queries please call helpdesk 18001213468 or raise helpdesk ticket under Insurance category and select name of desired Insurance Company as sub category

PRODUCT DETAILS COMMISSION :

Life Insurance Term & Variable Insurance Plan 5% of Premium
Life Insurance KHATA – Single Premium Plan 8.5% of the Premium
Motor Insurance Third Party (Liability) Insurance Rs 50 Per Policy
Motor Insurance Motor Package Policy(First Party) 10% of the Own Damage
Premium
Personal Accidental Insurance 15% of the Premium
Health Insurance Insurance for Individual & entire family 15% of the Premium
Pradhan Mantri Fasal Bima Yojana
(Non Loanee Farmers)
Kharib & Rabi Season Crop Insurance Rs 30 per Application
Fire and Allied Perils Protection against loss or damage to
property due to fire or perils
10% of the Premium
Farmer Package Policy Covers both the personal assets of the
farmer and also the assets which help
him in earning his livelihood.
15% of the Premium
Agriculture Pump Set Insurance Provides cover for Centrifugal Pump Sets
and submersible pump sets used for
agricultural purposes only.
15% of the Premium
Cattle Insurance Insurance of Mitch Cows, Goats etc 15% of the Premium

 

Ujala Products financials :-
S.No Product MRP VLE Commission
(Exclusive GST)
TDS Net VLE Commission
1 LED-Bulb 70.00 4.00 0.20 3.80
2 *LED- Tube light 220.00 9.00 0.45 8.55
3 *Fan 1200 37.00 1.85 35.15

 

  VLE commission calculator csc commission chart    
   BASIX RAINBOW Common Services Centre‐ Meghalaya – Feb’09       
S No  Services  Unit  Price (Rs.)  Commission (Rs.) 
   DTP          
Printing‐ Black and White A4   Per Page  10 
Printing‐ Color A4       (only text)   Per Page  30   5 
Typing    Per Page 
Photocopy   Per Page 
Scanning   Per Page  10 
Color Photo Print ‐ Passport size   8 nos  60  15 
Color Photo Print ‐ Post card size   Per photo  30 
   Training and Education          
Typing practice    Per  hr  20   5 
Typing practice   30hrs       (one month)  305  120 
   Computer training         
10  Basic Computer course  30hrs        (one month)  305  120 
   Internet services          
11  Internet browsing  Per hr  20 
12  Download  Per MB  0.50 
13  Games  Per hr  20 

 

CSC Bank BC /BF Commission : ( csc commission chart )

Csc bank BC/BF commission module changed day by day from Corporate bank , CSC & Partner bank jointly Disbursed commission amount for csc vle, HDFC Commission

CSC DIGITAL SEBA PORTAL COMMISSION LIST

  • IIBF EXAM COMMISSION : 0
  • DIGIPAY – 11.00 (3000)
  • Update Soon……
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HDFC Commission

Services Conditionality VLE Commission  
Opening of Savings Bank
Account 
M0, M3, M6 based payout with minimum charge structure not non maintenance of balance. Account will be opened NIL IP. Rs. 40 payout at the time of account opening. Rs 80 to be paid on M3 provided there are 2 credit transactions in account and the balance  totalling to value of Rs. 2000 and above. Additional Rs. 80 to be paid at end of M6 if the account maintains AMB of Rs. 10000 and above, account maintains AMB of Rs. 5000 and above.in Semi Urban and account maintains AMB of Rs. 2500 and above.in rural area  
Opening of Current Account M0, M3, M6 based payout with minimum charge structure not non maintenance of balance. Account will be opened NIL IP. Rs. 80 payout at the time of account opening. Rs 120 to be paid on M3 provided there are 2 credit transactions in account and the balance  totalling to value of Rs. 5000 and above. Additional Rs. 120 to be paid at end of M6 if the account maintains AMB of Rs. 10000 and above.  
Opening of Current Account with Bharat QR Code M0, M3, M6 based payout with minimum charge structure not non maintenance of balance. Account will be opened with NIL IP. Rs. 80 payout at the time of account opening towards account opening and Rs. 160 to be paid additionally towards BQR bundelling. Rs 120 to be paid on M3 provided there are 2 credit transactions in account and the balance  totalling to value of Rs. 5000 and above. Additional Rs. 120 to be paid at end of M6 if the account maintains AMB of Rs. 10000 and above.  
Opening of Govt Salary Accounts M0, M3, M6 based payout with minimum charge structure. Account will be opened NIL IP. Rs. 40 payout at the time of account opening. Rs 80 to be paid on M3 provided there is atleast 1 direct salary credit from Govt Dept in account  Additional Rs. 80 to be paid at end of M6 if the account maintains AMB of Rs. 5000 and above.  
Opening Of Farmer’s Saving Bank Account M0, M3, M6 based payout with minimum charge structure not non maintenance of balance. Account will be opened NIL IP. Rs. 24 payout at the time of account opening. Rs 48 to be paid on M3 provided there are 2 credit transactions in account and balance totalling to value of Rs. 1000 and above additional Rs.48 to be paid at the end of M6 if the account maintain AMB of Rs.2500/- and above.  
Fixed Deposit < 6 Months 0.08%  
6 Months – < 1 Year 0.12%  
Recurring Deposit < 6 Months Rs. 4  
> 6 Months Rs. 8  
Auto Loan (New + Old) Commericals are based on Lead Conversion . The buckets are per based  State Conversion permonth     
  1-5 Cases Lead conversion per States 0.48%  
  6-10 Cased Lead Conversion per state 0.64%  
  > 11 Cases lead conversion  0.64% + Rs 800 per case lead converted   
  Eg Haryana state does Total 10 Lead conversion for Auto Loan for Novermber 2018 , Then every VLE will get ,0.80% for every Auto Loan  case converted for November 2018 and if Goa state does Total 3 Lead conversion for November 2018, then every VLE will get 0.60% for every AL converted in November 2018  
Two Wheeler Commericals are based on Lead Conversion . The buckets are per based  State Conversion permonth     
  1-10 Cases Lead conversion per States 0.64%  
  11-20 Cased Lead Conversion per state 0.80%  
  > 20 Cases lead conversion  0.80% + Rs 200 per case lead converted   
  Eg Haryana state does Total 13 Lead conversion for TW Loan for Novermber 2018 , Then every VLE will get ,1% for every TW Loan  case converted for November 2018 and if Goa state does Total 3 Lead conversion for November 2018, then every VLE will get 0.80% for every TW Loan converted in November 2018  
Personal Loan & Business Loan Commericals are based on Lead Conversion . The buckets are per based  State Conversion permonth     
  1-5 Cases Lead conversion per States 0.48%  
  6-10 Cased Lead Conversion per state 0.64%  
  > 11 Cases lead conversion  0.64% + Rs 800 per case lead converted   
  Eg Haryana state does Total 10 Lead conversion for Personal Loan for Novermber 2018 , Then every VLE will get ,0.80% for every Personal  Loan  case converted for November 2018 and if Goa state does Total 3 Lead conversion for November 2018, then every VLE will get 0.60% for every Personal Loan  converted in November 2018  
Tractor Loan Lead Conversion 0.80% of the loan value  
Gold Loan upto 2 lacs 0.40%  
>2Lacs to <=5 lacs 0.60%  
>5 lacs    0.80%
  > Above Payout applicable on Fresh Loan business .
> Any loan foreclosed within 45 days of the disbursement date , the payout made will be recovered from the subsequent month payout .
> Gold Loan payout will be now at VLE level
HOME LOAN Lead Conversion 0.08% of the loan value  
Consumer Durable Loan Lead Conversion 0.40% of the loan value  
Credit Cards Lead Conversion(STP-Lead generation and conversion) Rs 400/-  
Lead Generation and Conversion by Bank Staff Rs.200/-  
Self Help Group / Joint Liability Group Loan No of Members in the group = 5  0.80% of the disbursed amount   (expected disbursal amount for a 5 member group would be 85000/-)  
No of Members in the group >5 1 % of the disbursed amount   (expected disbursal amount for a 7 member group would be 125000/-)  
Key Eligibility Criteria For Incentive Payout –
=> Group will qualify for incentive post disbursal of the loan to all members
=> VLE has to ensure availability of all the members with relevant KYC documents at the time of Credit BET
=> If any member is disqualified in Highmark / Cibil check and the group falls below 5 members, incentive will not be payable.If the group has 6 members and 1 is disqualified, the incentive payable will be for the lower slab i.e 5 members.
=> Incentive will be credited to the VLE after the collection of first EMI cycle. If the group is a Non Starter or turns into a POT 30 case, incentive will not be payable.
 
Commercial Vehicle Per case 400  
Commercial Equipment  Per case 400  
Pledge Loan  Lead Conversion 0.20% of disb amount  
KGC  Upto 3 lacs 400  
 > 3 to  7 lacs 720  
>7 to 10 lacs 960  
>10 to 20 lacs 1200  
>20 -50 lacs 1360  
Cattle Loan Per case 320  
Dairy Plus Up to 20 lacs 400  
>20 to 50 lacs 600  
> 50 lacs 800  
KBS Txns  Interchange payable for transaction amount Rs 100 and above (excluding applicable tax)    
Cash Handling Charges   Nil as per txn charge being paid  
Remittance / Fund
Transfer
Applicable on successful transactions only Rs. 6.0/- per txn (Only for Fund Transfer. Remittance is currrently not offered)  
Applicable on successful transactions only .4% of Trans Amount with subject to maximum Rs. 8/-INR  
Fixed Charges:   NIL  
Cash Withdrawal using AEPS- On-us/Off-us Applicable on successful transactions only Rs. 4/-  
Applicable on successful transactions only .4% of Trans Amount with subject to maximum Rs. 8/-INR  
Cash Deposit using AEPS- On-us/Off-us Applicable on successful transactions only Rs. 4/-  
Applicable on successful transactions only .4% of Trans Amount with subject to maximum Rs. 8/-INR  
Balance Enquiry   Nil  
  Nil  
Mini Statement OFFUS Rs 1.2/-  
Card Transaction- Rupay, Visa, Master On-us & Off-us Applicable on successful transactions only .4% of Trans Amount with subject to maximum Rs. 8/-INR  
Net Banking & Mobile Banking  1. Mobile Banking App download + Quick Pin setup post login = Mobile Activation Rs 60
2. SMS/Toll Free Banking Active = Rs 12
3.Bill Payment done via NetBaking/ Mobile banking = Rs 12
4. SI done via NetBanking / Mobile app on CC/DC/Account = Rs 60
5. Online Funds transfer (per A/c /per month)- Rs 12.
   
   
   
   
   
   
   

csc commission chart

CSC provide vles very highest commission for there work, commission chart below

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