Pradhan Mantri Parivar Labh Yojana

Highlights
  • Gives a one-time ₹20,000 lump sum to a family after the death of its primary income-earning member.
  • Covers the breadwinner’s death, whether it was natural or accidental.
  • Recognises a homemaker, not just an earning member, as a family’s breadwinner.
  • Paid as a single lump sum, not a recurring monthly pension, directly to the new head of the household.
Website
National Social Assistance Programme Portal
Customer Care
Summary of the Scheme
Name of Scheme Pradhan Mantri Parivar Labh Yojana
Launch Year 1995 (renamed in 2026)
Benefits One-time financial assistance of ₹20,000 to eligible bereaved households.
Beneficiary BPL households that lose their primary breadwinner aged above 18 and below 60 years.
Nodal Agency Ministry of Rural Development, Government of India
Subscription Subscribe here to get Update Regarding Scheme
Mode of Apply Online and Offline

Pradhan Mantri Parivar Labh Yojana: ₹20,000 One-Time Support for Families Who Lose Their Breadwinner

Losing the main earner of a household is hard on any family, and harder on one already living below the poverty line. Pradhan Mantri Parivar Labh Yojana gives eligible bereaved families a one-time payment of ₹20,000 to help them through the immediate aftermath.

What is the scheme?

Pradhan Mantri Parivar Labh Yojana is a central government welfare scheme for Below Poverty Line (BPL) families that lose their primary breadwinner. It was previously known as the National Family Benefit Scheme (NFBS), which began in 1995. The Government of India renamed it on 14 October 2026 and approved its continuation in the existing form for 2026-27 to 2030-31. So this is the same scheme under a new name, and the benefit amount has not changed.

It is a component of the National Social Assistance Programme (NSAP), which has itself been renamed Pradhan Mantri Samajik Sahayata Yojana. The Ministry of Rural Development is the nodal agency.

Scheme at a glance
Benefit One-time ₹20,000 lump sum
Who can apply BPL households that lose their primary breadwinner (aged above 18 and below 60)
Nodal agency Ministry of Rural Development, Government of India
Mode of application Online (UMANG) and offline (Gram Panchayat or Municipality)
Email mis-nsap@nic.in

Key features

  • One-time payment, not a pension. The ₹20,000 is a single lump sum.
  • Natural or accidental death. The scheme covers death from natural or other causes.
  • Men and women both count. Either can be the primary breadwinner.
  • Homemakers are recognised. Under the existing guidelines, a homemaker can be treated as a breadwinner.
  • Paid to the head of the household. The assistance goes to the surviving member identified as the household head after a local inquiry.

Who is eligible?

  1. The bereaved household must belong to the BPL category.
  2. The deceased must have been more than 18 and less than 60 years old at the time of death.
  3. The deceased must have been the primary breadwinner, contributing substantially to household income.
  4. The household may include the spouse, minor children, unmarried daughters and dependent parents. If an unmarried adult dies, it may include minor siblings and dependent parents.

Documents required

Requirements vary by state, but you will generally need:

  • Death certificate of the breadwinner
  • BPL certificate or accepted proof of BPL status
  • Applicant’s identity proof and address proof
  • Proof of the deceased person’s age
  • Details of the deceased and the applicant’s personal and household details
  • BPL household identification details (family ID and member ID), where applicable
  • Bank or post office account details, if required
  • Completed application form with signature or thumb impression

How to apply

Offline (the traditional route)

  1. Visit your Gram Panchayat, Block Office, Municipal Office or other designated local authority.
  2. Obtain the application form.
  3. Fill in the deceased person’s details and age at death, household address, BPL details, and information about the family member who will receive the money.
  4. Attach the supporting documents.
  5. Submit the form and keep the acknowledgement, if given.
  6. Officials verify the application and household details before recommending or approving the benefit.
  7. Check your application status with the office and receive the ₹20,000 if approved.

Online, through UMANG

  1. Open the UMANG portal or app and log in with your mobile number and OTP (new users register first).
  2. Search for Pradhan Mantri Samajik Sahayata Yojana or NSAP.
  3. Open the National Family Benefit Scheme service, which may still appear under its old name.
  4. Click Apply, if the option is available.
  5. Enter the details of the deceased breadwinner and the claimant.
  6. Upload scanned copies of the supporting documents.
  7. Review and submit, then save the application number for tracking.

Two things to check first:

  • The online “Apply” option may not be active for every state, so confirm it with your district or state authority if you can’t find it.
  • Some states run their own portals. For example, Uttar Pradesh residents can apply through the Rashtriya Parivarik Labh Yojana portal at nfbs.upsdc.gov.in.

Need help?

Write to mis-nsap@nic.in, or use the NSAP portal for the application form, guidelines, application tracker and complaint submission.

Frequently asked questions

Is this a new scheme?
No. It is the National Family Benefit Scheme under a new name.

Has the amount changed after the rename?
No. It remains ₹20,000.

Does it pay a monthly pension?
No. It is a one-time lump sum.

Can a homemaker be considered the breadwinner?
Yes, under the existing guidelines.

Does it cover natural deaths?
Yes, natural and other causes are covered.

Can I apply online?
Yes, through UMANG where the service is active, or through a state portal if your state has one. Otherwise apply offline.