Odisha PMAY Urban BANDHU Scheme

Highlights
  • PMAY-Urban BANDHU is a state-funded Odisha scheme that adds support on top of the central PMAY-U 2.0.
  • The Cabinet approved Rs 1,615 crore for 2025 to 2030 to reach about 3 to 3.5 lakh urban households.
  • It offers viability gap funding, beneficiary incentives, loan interest support and aid for displaced families.
  • It serves EWS, landless and deprived families, and migrant workers can use its affordable rental housing.
Website
PM Awas Yojana Urban 2.0
Odisha Department of Housing and Urban Development Portal.
Customer Care
  • Odisha Housing and Urban Development Department Phone Number: 0674-2536903
  • Odisha Housing and Urban Development Department Email: hudsec.or@od.gov.in
  • Odisha PMAY- Urban Toll Free Number: 18003457650
Summary of the Scheme
Name of Scheme Odisha PMAY Urban BANDHU Scheme
Benefits
  • Additional housing assistance.
  • Affordable rental and transit housing.
  • Interest support on housing loans.
  • Assistance for eligible displaced families.
Beneficiary
  • EWS families.
  • Landless urban families.
  • Vulnerable families, including persons with disabilities.
  • Eligible families displaced by urban development projects.
  • Migrant workers seeking affordable rental housing, subject to eligibility.
Nodal Agency Housing & Urban Development Department, Government of Odisha
Subscription Subscribe here to get Update Regarding Scheme
Mode of Apply Through PMAY-U 2.0 and urban local bodies

Odisha PMAY Urban BANDHU Scheme: Extra Housing Support for Urban Families on Top of PMAY-U 2.0

Owning a pucca house is out of reach for many urban families in Odisha, especially those who are landless, economically weaker or displaced by development projects. The Odisha PMAY Urban BANDHU Scheme is a state-funded initiative that adds support on top of the central PMAY-Urban 2.0 to help them.

What is the scheme?

The Odisha PMAY Urban BANDHU Scheme is an initiative of the Government of Odisha, run by the Housing & Urban Development Department. It complements Pradhan Mantri Awas Yojana-Urban 2.0 (PMAY-U 2.0) by giving eligible beneficiaries additional support, and it targets urban families that don’t own a pucca house.

It focuses on:

  • Economically Weaker Section (EWS) families
  • Landless urban households
  • Vulnerable and deprived families, including persons with disabilities
  • Families displaced by urban development projects
  • Migrant workers and other low-income families who need affordable rental housing

Funding and recent developments

  • Cabinet approval: The Odisha Cabinet approved ₹1,615 crore for 2025 to 2030, aiming to reach about 3 to 3.5 lakh urban households.
  • 2026-27 budget: The state has proposed ₹120 crore for the scheme this financial year. How this is split across components, and the individual assistance amounts, still need confirmation from official orders.
  • 13 October 2026: The Chief Minister inaugurated affordable housing projects at Gadakana and Ghatikia in Bhubaneswar, handed house keys to beneficiary families, and laid the foundation stone for a rental housing project under the scheme.

Scheme at a glance
Type State-funded scheme supplementing PMAY-U 2.0
Who can benefit EWS, landless and vulnerable urban families; displaced families; migrant workers (rental housing)
Nodal agency Housing & Urban Development Department, Government of Odisha
Mode of application Through PMAY-U 2.0 and urban local bodies
Toll-free number 1800 345 7650

What does it offer?

The scheme is designed to provide:

  • Housing assistance for eligible EWS families to build a pucca house on their own land, under the applicable PMAY-U 2.0 provisions
  • Affordable rental and transit housing for eligible urban households, including potential migrant-worker beneficiaries
  • Housing-loan interest subsidies under the applicable PMAY-U 2.0 provisions, and better access to affordable loans for EWS families
  • Separate assistance for eligible families affected by cluster housing, slum redevelopment or other urban planning projects
  • Support for affordable housing projects

A note on amounts: The highlights also mention viability gap funding and beneficiary incentives. The additional financial assistance, wage-loss support, completion incentives, separate interest benefits and specific amenities under BANDHU have not been confirmed in published orders. This post therefore gives no rupee figures for individual assistance. Check with the department before relying on any number you see elsewhere.

Who may be eligible?

  • Residents of an urban local body in Odisha, subject to scheme rules
  • EWS families needing housing assistance
  • Landless urban families, subject to conditions
  • Vulnerable and deprived families, including persons with disabilities, who may get priority
  • Families displaced by cluster housing, slum redevelopment or other urban planning activities
  • Migrant workers and low-income urban families seeking rental housing, subject to each project’s selection rules
  • Applicants using PMAY-U 2.0 components must meet that component’s conditions

Scheme-specific income limits and loan-support conditions should be confirmed through official notices.

Who may not be eligible?

  • Families that already own a pucca house anywhere in India
  • Rural households, who apply under rural housing schemes instead (for example, Odisha’s Antyodaya Gruha Yojana)
  • Applicants who submit false income, residence or family details

Documents likely to be asked for

The list below shows the documents likely to be needed. It is not an official checklist.

  • Aadhaar card of the applicant and all family members
  • Proof of urban residence in Odisha, such as a voter ID, ration card or utility bill
  • Income certificate or EWS certificate
  • Bank passbook or cancelled cheque
  • Recent passport-size photograph
  • Mobile number linked to Aadhaar
  • Land ownership or occupancy papers, if you will build on your own plot
  • Disability certificate, if claiming priority
  • Employment or work proof, for migrant workers applying for rental housing
  • Existing PMAY-U 2.0 application number, if you have already registered

How to apply

A separate application process for BANDHU has not yet been verified. For now, the route runs through PMAY-U 2.0 and your urban local body.

  1. Visit the PMAY-Urban portal and read the PMAY-U 2.0 application guidelines.
  2. Register under PMAY-U 2.0.
  3. Submit your Aadhaar, income, residence and bank details, and keep the acknowledgement or application number.
  4. Ask your urban local body whether BANDHU assistance applies to your case: an affordable housing project, own-plot construction or a rental unit.
  5. If you want a rental home, watch for allotment notices for the Gadakana affordable rental housing project in Bhubaneswar.
  6. Check the Housing and Urban Development Department website and the Odisha Urban Housing Mission (AWAAS) page for notices and application dates.

Other housing schemes in Odisha

  • Odisha Antyodaya Gruha Yojana, which supports eligible rural households
  • Mo Ghara Scheme, for rural households seeking a housing loan and subsidy

Need help?

Frequently asked questions

Is BANDHU a central or a state scheme?
It is a state-funded Odisha scheme that adds support on top of the central PMAY-U 2.0.

Does it provide housing for migrant workers?
It promotes affordable rental housing that migrant workers can use, subject to each project’s selection rules.

Can I apply for BANDHU separately?
No separate process has been verified. Start with PMAY-U 2.0 and check with your urban local body.

Is there an application deadline?
No deadline has been announced in the source. Confirm through official notices.