- Janani Suraksha Yojana (JSY) was launched on 12 April 2005 to promote institutional deliveries and reduce maternal and newborn deaths.
- Eligible mothers can receive ₹600–₹1,400 for institutional delivery, depending on their state category and location.
- Pregnant women can register through an ASHA worker, ANM or the nearest government health facility.
- Phone: 011-24013173 / 011-24013174 (Ministry contact numbers listed in the Government of India’s official directory; a JSY-specific helpline was not verified).
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Summary of the Scheme
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|---|---|
| Name of Scheme | Janani Suraksha Yojana (JSY) |
| Launch Year | 2005 |
| Benefits | Financial assistance of ₹600 to ₹1,400 for eligible mothers delivering in a health facility, depending on the state category and area. |
| Beneficiary | Eligible pregnant women delivering in government or accredited private health facilities. |
| Nodal Agency | National Health Mission (NHM), Ministry of Health and Family Welfare |
| Subscription | Subscribe here to get Update Regarding Scheme |
| Mode of Apply | Offline through an ASHA worker, ANM or the nearest government health facility. |
Janani Suraksha Yojana (JSY): Cash Assistance of ₹600 to ₹1,400 for Delivering in a Health Facility
Pregnancy and childbirth can be expensive, and cost keeps many women away from safe care. The Janani Suraksha Yojana (JSY) gives eligible mothers ₹600 to ₹1,400 for delivering at a health facility, and ASHA workers help them through registration, referral and follow-up. Registration is offline, through your local health worker.
What is the scheme?
JSY was launched on 12 April 2005. It is a 100% Centrally Sponsored Scheme under the National Health Mission (NHM), run by the Ministry of Health and Family Welfare. It aims to reduce maternal and newborn deaths by encouraging institutional deliveries. ASHA workers help pregnant women register for antenatal check-ups, arrange referrals and transport, and access delivery and post-delivery care.
Scheme at a glance
| Benefit | ₹600 to ₹1,400 for institutional delivery, depending on state category and area |
| Home delivery | ₹500 for eligible BPL women, subject to conditions |
| Who can benefit | Eligible pregnant women delivering in government or accredited private facilities |
| Nodal agency | National Health Mission, Ministry of Health and Family Welfare |
| Mode of application | Offline, through an ASHA worker, ANM or the nearest government health facility |
| Ministry phone | 011-24013173 / 011-24013174 |
The source says the phone numbers are the Ministry’s directory numbers and that no JSY-specific helpline was verified.
How much do you get?
| State category | Mother (rural) | ASHA (rural) | Mother (urban) | ASHA (urban) |
|---|---|---|---|---|
| Low Performing States (LPS) | ₹1,400 | ₹600 | ₹1,000 | ₹400 |
| High Performing States (HPS) | ₹700 | ₹600 | ₹600 | ₹400 |
The ASHA incentive is a separate payment for the worker. It is not extra money for the mother.
Low Performing States: Uttar Pradesh, Uttarakhand, Bihar, Jharkhand, Madhya Pradesh, Chhattisgarh, Assam, Rajasthan, Odisha and Jammu and Kashmir. All other states and UTs are High Performing States.
Under the published guidelines, assistance for institutional delivery is available regardless of the mother’s age or number of children, subject to the rules.
Who is eligible?
- Low Performing States: all pregnant women delivering at eligible government health facilities
- High Performing States: women from BPL, SC or ST households delivering at eligible government facilities
- Accredited private hospitals: women from BPL, SC or ST households who meet the scheme conditions. They may need a BPL card or SC/ST certificate.
- Home delivery: ₹500 for women from BPL households, subject to conditions
- Registration: register your pregnancy through an ASHA worker, ANM or the nearest government health facility
Confirm your eligibility and documents with your ASHA worker, ANM or district health office before delivery.
Documents
Requirements vary by state and facility. Commonly needed:
- JSY card issued by the ANM or health facility
- Mother and Child Protection (MCP) card
- Aadhaar or other accepted ID
- Bank passbook or account details, for DBT
- BPL card, if needed to confirm eligibility
- SC/ST certificate, where applicable
- Referral slip from an ASHA, ANM or medical officer, if the private hospital requires it
- Age proof, if your state asks for it
How to access the scheme
- Contact your ASHA worker, ANM or nearest government health centre once your pregnancy is confirmed.
- Register your pregnancy so your details are recorded.
- Collect your JSY card and MCP card.
- Keep your bank details, ID and BPL card or SC/ST certificate ready, if applicable.
- Attend your antenatal check-ups and ask your ASHA worker about a suitable delivery facility.
- Deliver at an eligible government facility or, if you qualify, an accredited private hospital.
- Complete any remaining formalities after delivery. The payment generally goes to your bank account, often by DBT.
If your payment is delayed or denied
A delay doesn’t necessarily mean you’re ineligible. It may be due to incomplete documents, wrong bank details or pending verification.
- Ask your ASHA worker or ANM to check that your registration and JSY details were recorded correctly.
- Contact the Medical Officer at the centre where you registered or delivered, and ask whether your documents were verified and the payment processed.
- Check your bank details, and ask about any Aadhaar-linking problem.
- Keep your JSY card, MCP card, delivery records and passbook handy.
- If it isn’t resolved, contact your district health office or the designated JSY grievance cell.
- You can also file a complaint on CPGRAMS. Save your complaint reference number.
JSY, JSSK and PMMVY compared
| JSY | JSSK | PMMVY | |
|---|---|---|---|
| Purpose | Encourages delivery at a health facility | Free delivery services at public health facilities | Financial support for eligible pregnant women and mothers |
| Benefit | Cash, ₹600 to ₹1,400 | Free services, no cash | Maternity benefit in instalments |
| Amount | ₹600 to ₹1,400 | None; services are free | ₹5,000 for the first child; ₹6,000 for an eligible second child if a girl |
| Other | ASHA support for registration, delivery and follow-up | Free delivery including caesarean, medicines, tests, blood, meals and transport | Helps with maternity-related needs |
| Ministry | Health and Family Welfare | Health and Family Welfare | Women and Child Development |
Related support
Pradhan Mantri Surakshit Matritva Abhiyan (PMSMA) offers free antenatal check-ups and helps identify high-risk pregnancies.
Need help?
Start with your ASHA worker, ANM or the Medical Officer at your nearest government health facility. For further guidance:
- Ministry of Health and Family Welfare: 011-24013173 / 011-24013174
- Address: Room No. 11068, B-Wing, Kartavya Bhawan-1, New Delhi 110001
Frequently asked questions
How much does JSY give?
₹600 to ₹1,400 for institutional delivery, depending on your state category and whether you live in a rural or urban area.
Can women get benefits for home delivery?
Yes. Eligible BPL women may receive ₹500 per delivery, subject to conditions.
Is JSY available at private hospitals?
Only at accredited private hospitals, for women who meet the eligibility conditions.
Do ASHA workers get paid under JSY?
Yes. They receive a separate incentive of ₹400 to ₹600 per case.
How do I apply?
Through an ASHA worker, ANM or the nearest government health facility. There is no online application.
Who implements the scheme?
The National Health Mission under the Ministry of Health and Family Welfare.