Haryana Deendayal Lado Lakshmi Yojana

Summary of the Scheme
Name of Scheme	Haryana Deendayal Lado Lakshmi Yojana
Launch Date	25 September 2025
Benefits	Monthly Assistance of Rs 2,100/-
Beneficiaries	Eligible Women of Haryana
Nodal Department	SEWA Department, Haryana.
Subscription	Subscribe Here to Get Updates Regarding Scheme.
Mode of Apply	Online through the Lado Lakshmi App

Haryana Deen Dayal Lado Lakshmi Yojana: ₹2,100 a Month for Eligible Women

Haryana’s Deen Dayal Lado Lakshmi Yojana (DDLLY) gives eligible women ₹2,100 every month, paid by Direct Benefit Transfer (DBT). Registration for Phase 2, which covers families with income up to ₹1.80 lakh, opened on 17 September 2026.

What is the scheme?

DDLLY is a flagship women’s welfare scheme launched by the Haryana Government on 25 September 2025 to strengthen women’s financial independence and provide social security. The SEWA Department (Social Justice, Empowerment, Welfare of Scheduled Castes and Backward Classes and Antyodaya) implements it across the state.

On 8 January 2026, a revised notification replaced the one dated 15 September 2025. It added a new eligibility category for families with verified annual income up to ₹1.80 lakh, and changed the payment structure to include a Government-operated Recurring Deposit (RD) or Fixed Deposit (FD).

Latest update: The 12th instalment was released on 10 October 2026. Chief Minister Nayab Singh Saini announced that women registering under Phase 2 from 17 September 2026 would start receiving assistance from November 2026, subject to verification and approval. More than 2.5 lakh women have reportedly registered. Beneficiaries must now do face authentication once every three months instead of every month.

Scheme at a glance

How the money is paid

• First month: the full ₹2,100 goes to your savings bank account.
• From the second month: ₹1,100 goes to your savings account, and ₹1,000 is deposited by the Government into a Government-operated RD or FD account.
• Maturity: the RD/FD amount plus applicable interest is paid to you on maturity. The RD tenure is set by the Government and won’t exceed five years.

Choosing a lower amount: You can opt for a lower monthly amount through the app after verification.

• If you choose ₹1,500 or less, ₹500 goes to your savings account and ₹1,000 to the RD.
• If you choose more than ₹1,500, ₹1,000 goes to the RD and the rest to your savings account.

This also explains why some women who chose the full ₹2,100 see only ₹1,100 in their bank account after the first month. The other ₹1,000 is in the RD/FD.

Who is eligible?

A woman can qualify under either category.

Category 1: Women from the poorest families

1. Aged 23 or above.
2. Family verified annual income not above ₹1,00,000 per the Family Information Data Repository (FIDR).
3. Family identified and endorsed as poorest of the poor by the Gram Sabha (rural) or Area Sabha/Ward Committee (urban).
4. Resident of Haryana. If she married into Haryana from another state, her husband must have lived in Haryana for at least 15 years at the time of application.

Category 2: Families with income up to ₹1.80 lakh

1. Aged 23 or above.
2. Family annual income not above ₹1.80 lakh per FIDR.
3. Resident of Haryana, with the same 15-year rule for women married in from another state.
4. Any one of these:
   • Her child in a State Government School scored above 80% in the Class 10 or Class 12 board exam (BSEH or CBSE).
   • Her child in a State Government School achieved the prescribed grade-level competency under the NIPUN Bharat Mission in Grades 1 to 4.
   • She successfully brought her child out of Severe or Moderate Acute Malnutrition (SAM/MAM), as verified by the Women and Child Development Department.

Mothers with more than three children are not eligible under this category.

There is no limit on the number of eligible women from the same family, as long as each meets the conditions.

Who is not eligible?

A woman is not eligible if she:

• Already receives help under a Haryana social security scheme, such as the Old Age Samman Allowance, Widows and Destitute Women assistance, Divyang Pension, Ladli Social Security Allowance, Kashmiri Migrant Families assistance, Allowance to Dwarf, Acid Attack Victims assistance, Widower and Unmarried Persons Scheme 2023, Gaurav Samman Scheme for Padma Awardees, or any similar scheme notified by the state
• Receives a pension, financial assistance or annuity from any Government, Local Authority, Statutory Body or government-controlled organisation
• Is employed (regular, contractual, full-time or part-time) in a Government Department, Local Authority, Statutory Body or government-controlled organisation, and her family income exceeds the scheme’s limit
• Is an income tax payer

You can still receive DDLLY while getting assistance for Stage III and IV cancer, rare diseases, or haemophilia, thalassemia and sickle cell anaemia, or under any similar scheme the state specifically notifies.

Documents to keep ready

• Your Aadhaar card, and Aadhaar details of all family members
• Family ID (PPP)
• Haryana Residence (Domicile) Certificate
• Income certificate, or verified family income details in FIDR
• Savings bank account details
• Haryana Kaushal Rozgar Nigam (HKRN) ID, if applicable
• Electricity connection or consumer number
• Vehicle ownership details, if any
• Active mobile number
• Any other documents the Government prescribes

How to apply

Applications are accepted only through the Lado Lakshmi App, developed by HARTRON. It is available on the Google Play Store for Android and the Apple App Store for iPhone.

1. Download the app and register with your mobile number.
2. Verify the number with the OTP.
3. Choose Apply for the Scheme on the dashboard.
4. Read the document list and proceed.
5. Complete every stage with your personal and family details: Aadhaar, Family ID (PPP), residence, income, bank account, electricity connection, HKRN ID and vehicle details where applicable.
6. Submit, and note the Registration ID generated.
7. The Citizen Resources Information Department (CRID) verifies the application, and this is completed within 15 days.
8. If you are found eligible, you get an SMS asking whether you want the full ₹2,100 or a lower amount. Submit your choice through the app using your Registration ID.
9. After final approval, the SEWA Department generates your DDLLY ID and validates your bank account through PFMS.
10. Once validated, the assistance is credited to your savings account by DBT.

If found ineligible, you must submit a fresh application after correcting the details. If a payment fails because of wrong bank details, update them in the app.

Face authentication

After your first payment, you must complete face authentication (Liveness Certificate, “Blink to Click”) through the app once every three months to keep receiving benefits.

Important points to remember

• Assistance becomes payable from the month your DDLLY ID is generated and is credited in the following month.
• If payment fails for two consecutive months because of incorrect bank details, it is put on hold until you update them in the app.
• If you become eligible for another Haryana social security pension, you are automatically moved to that scheme, subject to its conditions.
• If assistance was received through false or incorrect information, the Government may recover it with 12% annual interest.
• You can file grievances through the grievance section of the app.

Other Haryana women’s schemes

• Drone Didi Scheme, promoting women’s participation in drone technology
• Har Ghar Har Grihini Scheme, providing LPG cylinders at subsidised rates to eligible households

Need help?

• Helplines: 0172-4880500, 1800-180-2231
• Contact details are also on the Haryana SEWA Department website.

Frequently asked questions

How much does the scheme pay?
₹2,100 per month. After the first month it is split between your bank account and an RD/FD, unless you choose a lower amount.

Can more than one woman in a family benefit?
Yes, if each meets the eligibility conditions.

How do I apply?
Only through the Lado Lakshmi App.

How often is face authentication needed?
Once every three months.

What if the payment isn’t credited?
If it fails for two consecutive months because of wrong bank details, it is put on hold. Update your details in the app.

Can women married into Haryana apply?
Yes, if the husband has lived in Haryana for at least 15 years at the time of application.

When do Phase 2 beneficiaries get their first payment?
From November 2026, subject to verification and approval.