CSC Digipay Commission :
CSC Digipay AEPS Commission Chart
AEPS Transaction Amount | VLE Commission | TDS | Net VLE Commission |
<100 | 0.00 | 0 | 0 |
100 | 0.32 | 0.016 | .304 |
200 | 0.72 | 0.036 | 0.684 |
300 | 1.12 | 0.056 | 1.064 |
400 | 1.52 | 0.076 | 1.444 |
500 | 1.92 | 0.096 | 1.824 |
600 | 2.32 | 0.116 | 2.204 |
700 | 2.72 | 0.136 | 2.584 |
800 | 3.12 | 0.156 | 2.964 |
900 | 3.52 | 0.176 | 3.344 |
1000 | 3.92 | 0.196 | 3.724 |
1100 | 4.32 | 0.376 | 4.104 |
1200 | 4.72 | 0.396 | 4.484 |
1300 | 5.12 | 0.256 | 4.864 |
1400 | 5.52 | 0.276 | 5.244 |
1500 | 5.92 | 0.296 | 5.624 |
1600 | 6.32 | 0.316 | 6.004 |
1700 | 6.72 | 0.336 | 6.384 |
1800 | 7.12 | 0.356 | 6.764 |
1900 | 7.52 | 0.376 | 7.144 |
2000 | 7.92 | 0.396 | 7.524 |
2100 | 8.32 | 0.416 | 7.904 |
2200 | 8.72 | 0.436 | 8.284 |
2300 | 9.12 | 0.456 | 8.664 |
2400 | 9.92 | 0.496 | 9.424 |
2500 | 9.92 | 0.496 | 9.424 |
2600 | 10.32 | 0.516 | 9.804 |
2700 | 10.72 | 0.01536 | 10.184 |
2800 | 11.12 | 0.556 | 10.564 |
2900 | 11.52 | 0.576 | 10.944 |
3000 | 11.92 | 0.596 | 11.324 |
>3100 | 11.92 | 0.596 | 11.324 |
Digipay Money Transfer (DMT) Commission Chart
DMT Transaction Amount | VLE Share | TDS @ 5% | Net VLE Share |
100 | 4.78 | 0.24 | 4.54 |
500 | 4.78 | 0.24 | 4.54 |
1000 | 4.78 | 0.24 | 4.54 |
1500 | 8.17 | 0.41 | 7.76 |
2000 | 11.56 | 0.58 | 10.98 |
2500 | 14.95 | 0.75 | 14.20 |
3000 | 18.34 | 0.92 | 17.42 |
3500 | 21.73 | 1.09 | 20.64 |
4000 | 25.12 | 1.26 | 23.86 |
4500 | 28.51 | 1.43 | 27.08 |
5000 | 31.90 | 1.59 | 30.30 |
CSC Micro ATM Commission Chart
Transaction Amount | Total Incentive Received | VLE Gross Incentive Share | [email protected]% | Final VLE Incentive |
100 | 0.4 | 0.32 | 0.01 | 0.31 |
500 | 2 | 1.6 | 0.06 | 1.54 |
1000 | 4 | 3.2 | 0.12 | 3.08 |
2000 | 8 | 6.4 | 0.24 | 6.16 |
3000 | 12 | 9.6 | 0.36 | 9.24 |
10000 | 12 | 9.6 | 0.36 | 9.24 |
DIGIPAY IMPS Payout Charge
Payout IMPS is some of the charges that have to be paid while transferring, such as ₹ 5 plus GST charge on TRANSECTION ranging from ₹ 1 to 25000.
From 25000 to 200000, you have to pay ₹ 10 plus GST charge. NEFT still does not charge any free of cost.
Digipay Commission Distribution | |||
Transaction Amount | Vle Share | TDS (5%) | Net Vle Commission |
<100 | 0 | 0 | 0 |
100 | 0.32 | 0.016 | 0.304 |
200 | 0.72 | 0.036 | 0.684 |
300 | 1.12 | 0.056 | 1.064 |
400 | 1.52 | 0.076 | 1.444 |
500 | 1.92 | 0.096 | 1.824 |
600 | 2.32 | 0.116 | 2.204 |
700 | 2.72 | 0.136 | 2.584 |
800 | 3.12 | 0.156 | 2.964 |
900 | 3.52 | 0.176 | 3.344 |
1000 | 3.92 | 0.196 | 3.724 |
1100 | 4.32 | 0.216 | 4.104 |
1200 | 4.72 | 0.236 | 4.484 |
1300 | 5.12 | 0.256 | 4.864 |
1400 | 5.52 | 0.276 | 5.244 |
1500 | 5.92 | 0.296 | 5.624 |
1600 | 6.32 | 0.316 | 6.004 |
1700 | 6.72 | 0.336 | 6.384 |
1800 | 7.12 | 0.356 | 6.764 |
1900 | 7.52 | 0.376 | 7.144 |
2000 | 7.92 | 0.396 | 7.524 |
2100 | 8.32 | 0.416 | 7.904 |
2200 | 8.72 | 0.436 | 8.284 |
2300 | 9.12 | 0.456 | 8.664 |
2400 | 9.52 | 0.476 | 9.044 |
2500 | 9.92 | 0.496 | 9.424 |
2600 | 10.32 | 0.516 | 9.804 |
2700 | 10.72 | 0.536 | 10.184 |
2800 | 11.12 | 0.556 | 10.564 |
2900 | 11.52 | 0.576 | 10.944 |
3000 | 11.92 | 0.596 | 11.324 |
>3000 | 11.92 | 0.596 | 11.324 |
CSC HDFC Bank Commission List :
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HDFC VLE’s Commission Structure |
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Sr. NO. |
Services |
Conditionality |
Type |
VLE Commission |
1 |
Opening of E-KYC Savings Bank Account |
Offering Full KYC accounts |
N/A |
Rs 16/- |
2 |
Opening of Savings Bank Account |
M0, M3, M6 based payout with minimum charge structure not non maintenance of balance. |
N/A |
Account will be opened NIL IP. Rs. 40 payout at the time of account opening. Rs 80 to be paid on M3 provided there are 2 credit transactions in account and the balance totalling to value of Rs. 2000 and above. Additional Rs. 80 to be paid at end of M6 if the account maintains AMB of Rs. 3000 and above. |
3 |
Opening of Current Account |
M0, M3, M6 based payout with minimum charge structure not non maintenance of balance. |
N/A |
Account will be opened NIL IP. Rs. 80 payout at the time of account opening. Rs 120 to be paid on M3 provided there are 2 credit transactions in account and the balance totalling to value of Rs. 5000 and above. Additional Rs. 120 to be paid at end of M6 if the account maintains AMB of Rs. 10000 and above. |
4 |
Opening of Current Account with Bharat QR Code |
M0, M3, M6 based payout with minimum charge structure not non maintenance of balance. |
N/A |
Account will be opened with NIL IP. Rs. 80 payout at the time of account opening towards account opening and Rs. 160 to be paid additionally towards BQR bundelling. Rs 120 to be paid on M3 provided there are 2 credit transactions in account and the balance totalling to value of Rs. 5000 and above. Additional Rs. 120 to be paid at end of M6 if the account maintains AMB of Rs. 10000 and above. |
5 |
Opening of Govt Salary Accounts |
M0, M3, M6 based payout with minimum charge structure. |
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Account will be opened NIL IP. Rs. 40 payout at the time of account opening. Rs 80 to be paid on M3 provided there is atleast 1 direct salary credit from Govt Dept in account Additional Rs. 80 to be paid at end of M6 if the account maintains AMB of Rs. 5000 and above. |
6 |
Fixed Deposit |
< 6 Months |
|
0.08% |
6 Months – < 1 Year |
|
0.12% |
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> 1 Year |
|
0.16% |
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7 |
Recurring Deposit |
< 6 Months |
|
Rs. 4 |
> 6 Months |
|
Rs. 8 |
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8 |
Auto Loan (New + Old) |
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|
|
1-5 Cases Lead conversion per States |
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0.48% |
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6-10 Cased Lead Conversion per state |
|
0.64% |
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> 11 Cases lead conversion |
|
0.64% + Rs 800 per case lead converted |
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Eg Haryana state does Total 10 Lead conversion for Auto Loan for Novermber 2018 , Then every VLE will get ,0.80% for every Auto Loan case converted for November 2018 and if Goa state does Total 3 Lead conversion for November 2018, then every VLE will get 0.60% for every AL converted in November 2018 |
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9 |
Two Wheeler |
Commericals are based on Lead Conversion . The buckets are per based State Conversion permonth |
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|
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1-10 Cases Lead conversion per States |
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0.64% |
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11-20 Cased Lead Conversion per state |
|
0.80% |
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> 20 Cases lead conversion |
|
.8% + Rs 200 per case lead converted |
|
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Eg Haryana state does Total 13 Lead conversion for TW Loan for Novermber 2018 , Then every VLE will get ,1% for every TW Loan case converted for November 2018 and if Goa state does Total 3 Lead conversion for November 2018, then every VLE will get 0.80% for every TW Loan converted in November 2018 |
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10 |
Personal Loan & Business Loan |
Commericals are based on Lead Conversion . The buckets are per based State Conversion permonth |
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|
|
|
1-5 Cases Lead conversion per States |
|
0.48% |
|
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6-10 Cased Lead Conversion per state |
|
0.64% |
|
|
> 11 Cases lead conversion |
|
0.64% + Rs 800 per case lead converted |
|
|
Eg Haryana state does Total 10 Lead conversion for Personal Loan for Novermber 2018 , Then every VLE will get ,0.80% for every Personal Loan case converted for November 2018 and if Goa state does Total 3 Lead conversion for November 2018, then every VLE will get 0.60% for every Personal Loan converted in November 2018 |
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11 |
Tractor Loan |
Lead Conversion |
|
0.20% of the loan value |
12 |
Gold Loan |
Lead Conversion |
|
0.20% of the loan value |
13 |
Consumer Durable Loan |
Lead Conversion |
|
0.24% of the loan value |
14 |
Credit Cards |
Lead Conversion(STP-Lead generation and conversion) |
|
Rs 400/- |
Lead Generation and Conversion by Bank Staff |
|
Rs 60/- |
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15 |
Self Help Group / Joint Liability Group Loan |
Upto 60 Members disbursed in a month |
|
56 per member |
Additional upto 20 Members disbursed in a month |
|
72 per member |
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Each member exceeding 80 members disbursed in a month |
|
88 per member |
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16 |
Commercial Vehicle |
Per case |
|
400 |
17 |
Commercial Equipment |
Per case |
|
400 |
18 |
Pledge Loan |
Lead Conversion |
|
0.20% of disb amount |
CSC Axis Bank Commission List :
COMMERCIALS (W.E.F. 25-01-21) |
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SR. NO. |
TXN MODE |
SERVICES |
TYPE |
VLE SHARE |
1 |
AEPS |
CASH WITHDRAWL |
OFFUS |
0.32% of the total txn amount Txn Amt minimum Rs.100/- subject to maximum payout of Rs.11.2 |
2 |
AEPS |
CASH WITHDRAWL |
ONUS |
0.32% of the total txn amount Txn Amt minimum Rs.100/- subject to maximum payout of Rs.4 |
3 |
AEPS |
CASH DEPOSIT |
ONUS |
0.32% of the total txn amount Txn Amt minimum Rs.100/- subject to maximum payout of Rs.4 |
4 |
AEPS |
Fund Transfer |
ONUS |
0.32% of the total txn amount Txn amt minimum 100 INR subject to maximum payout of Rs.4 |
5 |
AEPS |
BALANCE ENQUIRY |
OFFUS |
WILL UPDATE SHORTLY |
6 |
AEPS |
BALANCE ENQUIRY |
ONUS |
WILL UPDATE SHORTLY |
7 |
AEPS |
MINI STATEMENT |
OFFUS |
WILL UPDATE SHORTLY |
8 |
AEPS |
MINI STATEMENT |
ONUS |
WILL UPDATE SHORTLY |
9 |
PIN PAD |
CASH WITHDRAWL |
OFFUS |
0.32% of the total txn amount Txn Amt minimum Rs.100/- subject to maximum payout of Rs.11.2 |
10 |
PIN PAD |
CASH WITHDRAWL |
ONUS |
0.32% of the total txn amount Txn Amt minimum Rs.100/- subject to maximum payout of Rs.4 |
11 |
PIN PAD |
CASH DEPOSIT |
ONUS |
0.32% of the total txn amount Txn Amt minimum Rs.100/- subject to maximum payout of Rs.4 |
COMMERCIALS (W.E.F. 25-01-21) |
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ASSETS-LOAN SERVICES & CUSTOMER ACCOUNT |
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SR. NO. |
PRODUCT |
SUB-PRODUCTS |
VLE SHARE |
1 |
Two Wheller Loans |
– |
.64% of Disbursed Amt and additional 800 INR (per case) if disbursed more than 2 cases |
2 |
Gold Loan |
– |
0.64% of Disbursed Amount up to 5 Lacs volume and .8% of Disbursed Amount above 5 Lacs volume. |
3 |
Tractor Loan |
– |
.80% of Disbursed Amt and additional 800 INR (per case) if disbursed more than 2 cases |
4 |
Auto Loan |
– |
.80% of Disbursed Amt and additional 800 INR (per case) if disbursed more than 2 cases |
5 |
Secured Term Loan (SBB) |
SBB Cash credit/Term Loan/secured overdraft |
.80% of Disbursed Amt and additional 800 INR (per case) if disbursed more than 2 cases |
6 |
Cash Credit /Overdraft(SBB) |
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7 |
Business Loan (SBB) |
Loan to self employeed professionals-Doctors/CA and Non-Professionals-Sole propritership/public ltd company |
.64% of Disbursed Amt. 80% and 800 INR (per case) if disbursed more than 2 cases |
8 |
Home Loan |
Asha – Home Loan |
0.4% of Disbursed Amount |
Home improvement / renovation loan |
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Plot Loan |
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9 |
B2B Retail and MSME (GST OD) |
|
.64% of Disbursed Amt and additional 800 INR (per case) if disbursed more than 2 cases |
10 |
B2C (KCC&OD Con against NA property) |
Loan to farmers/Agri Loan/Loan to MSME,food processing unit etc |
.64% of Disbursed Amt and additional 800 INR (per case) if disbursed more than 2 cases |
11 |
Current Account |
Current Account – HV |
M0 – INR 112 on account opening – NIL IP M3 – INR 144 – 2 Credit TXN & Balance Total >= INR 5,000 M6 – INR 144 – AMB >= INR 10,000 Total Pay out INR 400 |
12 |
SAVING ACCOUNT |
Savings Basic |
INR 40 |
Easy Access |
M0 – INR 80 on account opening – NIL IP M3 – INR 120 – 2 Credit TXN & Balance Total >= INR 2,000 M6 – INR 80 – AMB >= INR 3,000 Total Pay out INR 280 |
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Note: Revision in above comercials are subject to bank. If Bank revised, CSC SPV will also confirm the same. |
CSC UCO Bank Commission Chart :
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Commercials Payment Terms: As a Corporate BC, you will be paid commission at the following rates for various activities undertaken by you/ your BC Agents for and on behalf of the Bank:
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6 |
PMSBY Renewal |
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APY Enrolment |
Rs 50/- in 1 st year |
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8 |
APY Maintenance |
Rs 25/- in subsequent years |
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7 |
RD/FD Account |
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9 |
Aadhaar Seedin |
Rs 5/- |
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TABLE 3 : Remuneration for SHG / JLG/ KCC and other Loans (Applicable for Corporate BC/ Individual & CSC) |
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For formation and promotion including credit linkage |
Not exceeding Rs. I ,OOO per SHG/ JLG formed and credit linked with the Bank in stages as under. |
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For stationery and overhead expenses after saving linkage of SHC |
Rs. 300 |
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4 months after saving linkage of SHG |
Rs. 300 |
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Immediately after credit linkage of |
R” 400 |
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Irmrnediately after credit lin kage Of SHG |
Rs- 400 |
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Non cash transactions |
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Renmittance/Fund transfer |
Rs. 1 0 per transaction |
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Balance Enquiry |
Nil |
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Collection of Nevve CCC Proposal |
Onetinne of payrnent Of 0.5% of the ar-nount sanctioned subject to Minir-nurn Rs 100/— and rnaxir-nur-n Rs 5.000/— VMhere there has been at least 1 s’ phase disburserx-•aent- |
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Collection of Nevv KCC Loa n Proposal |
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Activation Of dorrnant/NPA KCC A/c |
Onetirnel % of arnount outstanding in inactive account subject to rninir-nur-n Rs 200/— and rnaxirnur-n Rs 5000/— per A/c after the successful activation as per extant guidelines. |
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C ollec tion in KCC through Micro AT |
As per norrnal cash deposit transaction |
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Collection Retail Loan through Micro ATÞÄ |
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CSC ICICI Bank Commission List :
Please find below the proposed commercials for the Business Correspondent business. The same will be reviewed on quarterly basis.
Transaction Pay-out on ONUS & OFFUS 0.5% of deposit & withdrawal transaction value(AEPS/Debit Card): *Maximum pay-out ceiling of ` 11.25 per transaction.
Account opening basis eKYC:
For successful account opening |
` 10 |
Additional one time pay-out for account being active/live(at least on CI transaction) for 90 days from date of opening |
` 10 |
Balance maintenance:
Monthly Average Balance(MAB) of individual account |
Quarterly Pay-out |
>=5000 & <10000 |
` 20 |
>=10000 & <15000 |
` 40 |
>=15000 |
` 60 |
FD/RD Account:
RD (Min amount 5000 and one year tenure) |
` 10 |
FD (Min amount 5000 and one year tenure) |
` 10 |
Pay-out for sourcing of APY/PMJJBY/PMSBY:
PMSBY |
` 1 for successful sourcing |
PMJJBY |
` 30 for successful sourcing |
APY* |
` 75 for fresh APY and ` 65 for persistency |
* Will be released basis funds released by PFRDA/Similarly deduction will be done on funds deducted by PFRDA for non-persistent accounts
Bank Of Baroda Commission List :
Sr. No. |
Transaction Type |
Transaction Charges |
|
|
|
1 |
Saving Bank Account Opening |
EKYC-With Funded 25 | With Non Funded 10 per A/c |
|
|
|
2 |
Opening of Recurring Deposit (RD) Account |
Rs.10/- per a/c |
|
` |
|
3 |
Opening of Fixed Deposit (FD) Account |
0.40% ofAmt Per FD (Max of 20/-,Min Re 1/- Per FD) |
|
|
|
4 |
Cash Deposit other than AEPS |
0.40% of Deposit Amt |
|
(A/c opened by BCA) (Max. Limit 49,000/- Per A/c Per Day) |
(Min Re 1/-, Max Rs 20/-) |
|
|
|
5 |
Cash Deposit (AEPS On – Us) |
0.40% of Deposit Amt |
|
(Max. Limit 49,000/-) |
(Min Re 1/-, Max Rs 25/-) |
|
|
|
6 |
Cash Deposit (Using Rupay Card & AEPS Off-us) |
0.40% of Deposit Amt |
|
(Max. Limit 25,000/-) |
(Min Re 1/-, Max Rs 20/-) |
|
|
|
7 |
Cash Withdrawal other than AEPS |
0.40% of Txn. Amt |
|
(A/c opened by BCA) (Max. Limit 10,000/- Per A/c Per Day) |
(Min Re 1/-, Max Rs 20/-) |
|
|
|
8 |
Cash Withdrawal using AEPS On-us & Rupay Card on-us |
0.40% of Txn. Amt |
|
(Max. Limit 20,000/-) |
(Min Re 1/-, Max Rs 25/-) |
|
|
|
9 |
Cash Withdrawal using AEPS Off-us & Rupay Card off-us |
0.40% of Txn. Amt |
|
(Max. Limit 10,000/-) |
(Min Re 1/-, Max Rs 25/-) |
|
|
|
10 |
Remittance/Fund Transfer Within Bank & Outside the Bank With Aadhaar Number |
0.40% of Txn. Amt |
|
|
(Min Re 1/-, Max Rs 10/-) |
|
(Max. Limit 20,000/-) |
|
|
|
|
11 |
Remittance/Fund Transfer through NEFT, etc. |
0.40% of Txn. Amt |
|
(Max. Limit 10,000/-) |
(Min Re 1/-, Max Rs 20/-) |
|
|
|
12 |
IMPS Txn. (Cash) |
0.40% of Txn. Amt |
|
(Max. Limit 10,000/-) |
(Min Re 1/-, Max Rs 20/-) |
|
|
|
13 |
13 IMPS Txn. (Transfer) |
0.40% of Txn. Amt |
|
(Max. Limit 10,000/-) |
(Min Re 1/-, Max Rs 10/-) |
|
|
|
|
|
|
14 |
Deposit Into Loan Accounts |
0.40% of Txn. Amt; |
|
(Max. Limit 49,000 Per Account Per Day) |
(Min Re 1/-, Max Rs 20/-) |
|
|
|
15 |
Aadhaar Seeding |
3/- Per Seeding |
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16 |
Mobile No. Seeding |
5/- Per Seeding |
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17 |
PMJJBY |
Changes as per Cycle |
|
PMSBY |
Re.1.00/- (Changes as per Bank Scheme) |
|
APY |
Changes As per Bank Scheme |
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|
Bank Of India CSC Commission List :
Sr. No. |
Transaction Type(ONLINE) |
Transaction Charges |
|
|
|
1 |
Saving Bank Account Opening |
Non – EKYC- With Funded 10 |
|
|
EKYC-With Funded 20 |
|
|
|
2 |
Opening of Recurring Deposit (RD) Account |
10 per A/c |
|
|
|
3 |
Opening of Fixed Deposit (FD) Account (Term Deposit) |
0.5% of Deposit Amt; Max of 25/- Per A/c |
|
(Max. limit 1 Lakh per A/c through transfer only) |
(Max. limit Rs.1,00,000/-) |
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|
|
4 |
Cash Deposit-AEPS offus & Card & pin |
0.5% of Deposit Amt; Max of 25/- Per A/c |
|
(A/c opened by BCA) (Max. Limit 20,000/- Per A/c Per Day)(Per Txn. limit 10,000/-) |
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5 |
Cash Withdrawal-off-us & Card & Pin |
0.5% of Deposit Amt; Max of 25/- Per A/c |
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(A/c opened by BCA) (Max. Limit 20,000/- Per A/c Per Day)(Per Txn. limit 10,000/-) |
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6 |
Fund Transfer Within Bank |
0.5% of Deposit Amt; Max of 25/- Per A/c |
|
(Per Transaction Limit Rs. 10,000/-)(Per Day limit Rs.20,000/-) |
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7 |
Remittance (For non-home transaction) |
0.5% of Deposit Amt; Max of 25/- Per A/c |
|
(Per Transaction Limit Rs. 10,000/-)(Per Day limit Rs.20,000/-) |
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|
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8 |
Inter Bank Remittance(through UPI mode) |
0.5% of Deposit Amt; Max of 25/- Per A/c |
|
(Per Transaction Limit Rs. 10,000/-) |
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|
|
9 |
Rupay Card Activation |
Rs.05/- per Account for PMJDY account |
|
|
involving transaction |
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10 |
Aadhaar Seeding |
5/- Per Seeding |
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|
11 |
PMJJBY |
PMJJBY 30/22.50/15/7.50/- |
12 |
PMSBY |
Rs.01/- |
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|
13 |
Request for a New Cheque Book |
Rs.02/- per request per account |
|
(New Service Added throug BC channel as per EASE requirement) |
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14 |
Stop Payment of Cheque |
Rs.02/- per cheque |
|
(New Service Added throug BC channel as per EASE requirement) |
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15 |
Cheque Collection |
Rs.10/- per cheque for collection |
|
(New Service Added throug BC channel as per EASE requirement) |
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|
16 |
Cheque Status Enquiry |
NO charge/Free of cost |
|
(New Service Added throug BC channel as per EASE requirement) |
|
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|
17 |
Balance Enquiry |
NO charge/Free of cost |
|
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|
18 |
Mini Statement |
NO charge/Free of cost |
|
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|
19 |
Lodge a compliant |
Rs.02/- per complaint |
|
(New Service Added throug BC channel as per EASE requirement) |
|
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|
20 |
Track a complaint |
NO charge/Free of cost |
|
(New Service Added throug BC channel as per EASE requirement) |
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|
|
21 |
Pass Book update |
Rs.02/- per pass book updation per day (only entries) |
|
(New Service Added throug BC channel as per EASE requirement) |
|
|
|
|
22 |
Renew R/D, TDR & MIC |
Rs.10/- per account |
|
(New Service Added throug BC channel as per EASE requirement) |
|
|
|
|
23 |
IMPS |
0.25% of Amount Min Rs.5/- (Max. Rs.10/-) |
|
(New Service Added throug BC channel as per EASE requirement) |
(IMPS allowed through transfer from account only) |
|
|
|
24 |
NEFT |
0.25% of Amount Min Rs.5/- (Max. Rs.10/-) |
|
(New Service Added throug BC channel as per EASE requirement) |
(IMPS allowed through transfer from account only) |
|
|
|
25 |
Block Card |
Rs.02/- per card |
|
(New Service Added throug BC channel as per EASE requirement) |
|
|
|
|
26 |
Pension life-certificate auth. Through Jeevan Pramaan(Aadhar enabled) |
Rs.05/- |
|
(New Service Added throug BC channel as per EASE requirement) |
|
***Taxes are applicable as per Rules & Regulations
***The above mentioned percentage is subject 100% of the commission amount received from the bank where BC’s receive only 80% of the same
******Commission share between BC and BCA(VLE) is 20:80
Note: Commission is subject to change as per changes made by Bank/Company
****TDS will be deducted from BCA(VLE)`s commission. BCA(VLE) can claim it from Income Tax dept. By e-filing(form 26A).
Central bank Of India Commission List :
Kindly find commission structure for CBI Bank
Banks Name |
SAVING AC |
EKYC AC |
For canvass ing PPF Accoun |
For canvass ing Pension |
OVERDRAF T/RETAIL LOANS/KC C/GCC |
CBI |
22/- PER ACCOUNT |
EKYC-With Funded 22|Non Funded 11(Funded with Min 100) |
NA |
NA |
0.50% of Loan Amount Sanctioned Subject To a Min of 25/- & Max. of 5,000/- |
Banks Name |
FD/MIP |
CASH HANDLI NG CHARG ES |
REMITT ANCE/F UND TRANSF ER |
Cash txn |
Intersol Txn |
CBI |
5/- PER ACCOUNT |
48% of amou |
% of fund tra |
minimum 0.48% and Per customer account rs 50/- per n month. |
NA |
Banks Name |
IMPS |
Rupay Card Txn |
AADHA R SEEDIN G |
MOBILE NUMBE R UPDATI ON |
Passbook printing |
CBI |
minimum 0.48% and Per customer account rs 50/- per month. |
minimum 0.48% and Per customer account rs 50/- per month. |
NA |
NA |
NA |
3rd PARTY FINANCIAL PRODUCTS LIKE INSURANCE (LIFE AND NON LIFE), PENSION ETC. |
RD PER AC OPENIN G |
PMJJBY 30/- | PMSBY 1/- | APY 50/- per enrolment |
5/- PER ACCOUNT |
Indo Nepal txn |
AEPS Off us/On uss txn |
NA |
minimum 0.48% and Per customer account rs 50/- per month. |
Rupay Card Activation |
Other services |
NA |
NA |
LIC Commission :
LIFE INSURANCE RENEWAL HANDBOOK
Dear VLE’s
Life Insurance Renewal service is a service available to all VLE’s under Insurance section on Digital Seva Portal. No registration is required to access this service.
PROCESS FLOW –
- Login to Digital Seva Portal and Select Insurance option from the service menu on top and click on first option Renewal Premium Payment
- All the insurance companies logo’s will be displayed whose Renewal premium can be paid through the Digital Seva Portal
- Select the desired insurance company, enter the policy number with date of birth (if required) and mobile number, the system will display the due amount.
- Once due amount is displayed, enter your wallet pin to process the payment.
- If payment is successful, receipt will be displayed on the system, print it and hand it over to the customer.
- VLE’s commission for the transaction is paid instantly in wallet after deducting applicable taxes. For example if Transaction amount is Rs 100 and commission is Rs 10, then from wallet Rs 90 is deducted.
IMPORTANT GUIDELINES
- Renewal premium payment of upto Rs 49,999 can only be paid through CSC portal. ANY POLICY HAVING
PREMIUM OF Rs 50,000 OR ABOVE CANNOT BE PAID THROUGH Digital Seva. VLE’S SHOULD NOTE THAT SUCH POLICIES CANNOT BE PAID IN INSTALLEMENTS TOO, SO THEY SHOULD NOT UPLOAD MONEY IN WALLET AT ALL. IF THEY UPLOAD MONEY, IT WILL NOT BE REFUNDED.
- Payments are sent to Insurance Company on next working day from transaction date. Example – If payment has been made on 26th April 2018, it will be sent to Insurance Company on 27th April 2018. Payments made between Friday- Sunday are sent on next working day i.e on Monday
- VLE’S should avoid making payment for same policy. Sometimes on first attempt of transaction, due to technical issue VLE’s do not get confirmation on screen if payment was successful or not, so immediately or next day they make payment of the policy again. We recommend that they should first check status of first transaction before attempting to make second payment as possibilities are both turn out to be successful. In these cases customer only pays once but VLE paid twice. If both payments are successful and sent to Insurance Company, they Insurance companies refund excess money to customer and not to VLE. VLE’s can raise helpdesk ticket with all transaction details under Insurance category to check status of txn before making 2nd payment for same policy
- Some Insurance companies update the payment as soon as they receive it from CSC and some update it on the due date. If customer is still getting reminders from Insurance Company about payment, then they should ignore it.
- PAYMENT OF INCORRECT POLICIES – If VLE has made payment for incorrect policy and the transaction is successful, it will not be refunded to VLE. VLE shall be solely responsible for this issue. VLE’S should verify that they are making payment for correct policy.
- Duplicate Receipt Generation – This is for successful transactions only ,If at the time of transaction payment receipt is not generated then VLE’s can generate the receipt by following the below process. PLS NOTE THAT THE OPTION TO GENERATE DUPLICATE RECEIPT IS AVAILABLE FOR 15 DAYS ONLY FROM TRANSACTION DATE
IF transaction is successful txn then to generate receipt follow these steps
- VLE should select the Passbook option on left side menu
- click on the “wallet ledger” option of the desired txn
- On the right side transaction details are displayed and at the bottom they shall be able to see download invoice option and on clicking it receipt should be generated
OPTION TO DOWNLOAD THE RECEIPT WILL BE AVAILABLE TILL 15 DAYS FROM TRANSACTION DATE
COMMISSION STRUCTURE
INSURANCE COMPANY |
VLE COMMISSION(Taxes Inclusive) |
AVIVA LIFE RENEWAL |
28 |
BAJAJ ALLIANZ LIFE RENEWAL |
28 |
DHFL LIFE RENEWAL |
28 |
EXIDE LIFE RENEWAL |
28 |
FUTURE GENERALI LIFE RENEWAL |
28 |
HDFC STANDARD LIFE RENEWAL |
28 |
ICICI PRUDENTIAL LIFE RENEWAL |
32 |
INDIA FIRST LIFE RENEWAL |
Yearly Mode – 28 Half Yearly Mode- 14.4 Quarterly Mode -7.2 Monthly Mode – 2.4 |
LIC |
4.8 |
LIC – MICRO |
1.2 |
MAX LIFE RENEWAL |
28 |
SBI LIFE RENEWAL |
28 |
SAHARA LIFE RENEWAL |
28 |
SHRIRAM LIFE RENEWAL |
28 |
TATA AIA LIFE RENEWAL |
28 |
For queries please call helpdesk 18001213468 or raise helpdesk ticket under Insurance category and select name of desired Insurance Company as sub category
PRODUCT DETAILS COMMISSION :
Life Insurance Term & Variable Insurance Plan 5% of Premium
Life Insurance KHATA – Single Premium Plan 8.5% of the Premium
Motor Insurance Third Party (Liability) Insurance Rs 50 Per Policy
Motor Insurance Motor Package Policy(First Party) 10% of the Own Damage
Premium
Personal Accidental Insurance 15% of the Premium
Health Insurance Insurance for Individual & entire family 15% of the Premium
Pradhan Mantri Fasal Bima Yojana
(Non Loanee Farmers)
Kharib & Rabi Season Crop Insurance Rs 30 per Application
Fire and Allied Perils Protection against loss or damage to
property due to fire or perils
10% of the Premium
Farmer Package Policy Covers both the personal assets of the
farmer and also the assets which help
him in earning his livelihood.
15% of the Premium
Agriculture Pump Set Insurance Provides cover for Centrifugal Pump Sets
and submersible pump sets used for
agricultural purposes only.
15% of the Premium
Cattle Insurance Insurance of Mitch Cows, Goats etc 15% of the Premium
Ujala Products financials :-
S.No Product MRP VLE Commission
(Exclusive GST)
TDS Net VLE Commission
1 LED-Bulb 70.00 4.00 0.20 3.80
2 *LED- Tube light 220.00 9.00 0.45 8.55
3 *Fan 1200 37.00 1.85 35.15
VLE commission calculator | csc commission chart | |||
BASIX RAINBOW Common Services Centre‐ Meghalaya – Feb’09 | ||||
S No | Services | Unit | Price (Rs.) | Commission (Rs.) |
DTP | ||||
1 | Printing‐ Black and White A4 | Per Page | 10 | 2 |
2 | Printing‐ Color A4 (only text) | Per Page | 30 | 5 |
3 | Typing | Per Page | 5 | 3 |
4 | Photocopy | Per Page | 4 | 1 |
5 | Scanning | Per Page | 10 | 5 |
6 | Color Photo Print ‐ Passport size | 8 nos | 60 | 15 |
7 | Color Photo Print ‐ Post card size | Per photo | 30 | 7 |
Training and Education | ||||
8 | Typing practice | Per hr | 20 | 5 |
9 | Typing practice | 30hrs (one month) | 305 | 120 |
Computer training | ||||
10 | Basic Computer course | 30hrs (one month) | 305 | 120 |
Internet services | ||||
11 | Internet browsing | Per hr | 20 | 5 |
12 | Download | Per MB | 2 | 0.50 |
13 | Games | Per hr | 20 | 5 |
➡CSC Bank BC /BF Commission : ( csc commission chart )
Csc bank BC/BF commission module changed day by day from Corporate bank , CSC & Partner bank jointly Disbursed commission amount for csc vle, HDFC Commission
CSC DIGITAL SEBA PORTAL COMMISSION LIST
- IIBF EXAM COMMISSION : 0
- DIGIPAY – 11.00 (3000)
- Update Soon……
HDFC Commission
Services | Conditionality | VLE Commission | |
Opening of Savings Bank Account |
M0, M3, M6 based payout with minimum charge structure not non maintenance of balance. | Account will be opened NIL IP. Rs. 40 payout at the time of account opening. Rs 80 to be paid on M3 provided there are 2 credit transactions in account and the balance totalling to value of Rs. 2000 and above. Additional Rs. 80 to be paid at end of M6 if the account maintains AMB of Rs. 10000 and above, account maintains AMB of Rs. 5000 and above.in Semi Urban and account maintains AMB of Rs. 2500 and above.in rural area | |
Opening of Current Account | M0, M3, M6 based payout with minimum charge structure not non maintenance of balance. | Account will be opened NIL IP. Rs. 80 payout at the time of account opening. Rs 120 to be paid on M3 provided there are 2 credit transactions in account and the balance totalling to value of Rs. 5000 and above. Additional Rs. 120 to be paid at end of M6 if the account maintains AMB of Rs. 10000 and above. | |
Opening of Current Account with Bharat QR Code | M0, M3, M6 based payout with minimum charge structure not non maintenance of balance. | Account will be opened with NIL IP. Rs. 80 payout at the time of account opening towards account opening and Rs. 160 to be paid additionally towards BQR bundelling. Rs 120 to be paid on M3 provided there are 2 credit transactions in account and the balance totalling to value of Rs. 5000 and above. Additional Rs. 120 to be paid at end of M6 if the account maintains AMB of Rs. 10000 and above. | |
Opening of Govt Salary Accounts | M0, M3, M6 based payout with minimum charge structure. | Account will be opened NIL IP. Rs. 40 payout at the time of account opening. Rs 80 to be paid on M3 provided there is atleast 1 direct salary credit from Govt Dept in account Additional Rs. 80 to be paid at end of M6 if the account maintains AMB of Rs. 5000 and above. | |
Opening Of Farmer’s Saving Bank Account | M0, M3, M6 based payout with minimum charge structure not non maintenance of balance. | Account will be opened NIL IP. Rs. 24 payout at the time of account opening. Rs 48 to be paid on M3 provided there are 2 credit transactions in account and balance totalling to value of Rs. 1000 and above additional Rs.48 to be paid at the end of M6 if the account maintain AMB of Rs.2500/- and above. | |
Fixed Deposit | < 6 Months | 0.08% | |
6 Months – < 1 Year | 0.12% | ||
Recurring Deposit | < 6 Months | Rs. 4 | |
> 6 Months | Rs. 8 | ||
Auto Loan (New + Old) | Commericals are based on Lead Conversion . The buckets are per based State Conversion permonth | ||
1-5 Cases Lead conversion per States | 0.48% | ||
6-10 Cased Lead Conversion per state | 0.64% | ||
> 11 Cases lead conversion | 0.64% + Rs 800 per case lead converted | ||
Eg Haryana state does Total 10 Lead conversion for Auto Loan for Novermber 2018 , Then every VLE will get ,0.80% for every Auto Loan case converted for November 2018 and if Goa state does Total 3 Lead conversion for November 2018, then every VLE will get 0.60% for every AL converted in November 2018 | |||
Two Wheeler | Commericals are based on Lead Conversion . The buckets are per based State Conversion permonth | ||
1-10 Cases Lead conversion per States | 0.64% | ||
11-20 Cased Lead Conversion per state | 0.80% | ||
> 20 Cases lead conversion | 0.80% + Rs 200 per case lead converted | ||
Eg Haryana state does Total 13 Lead conversion for TW Loan for Novermber 2018 , Then every VLE will get ,1% for every TW Loan case converted for November 2018 and if Goa state does Total 3 Lead conversion for November 2018, then every VLE will get 0.80% for every TW Loan converted in November 2018 | |||
Personal Loan & Business Loan | Commericals are based on Lead Conversion . The buckets are per based State Conversion permonth | ||
1-5 Cases Lead conversion per States | 0.48% | ||
6-10 Cased Lead Conversion per state | 0.64% | ||
> 11 Cases lead conversion | 0.64% + Rs 800 per case lead converted | ||
Eg Haryana state does Total 10 Lead conversion for Personal Loan for Novermber 2018 , Then every VLE will get ,0.80% for every Personal Loan case converted for November 2018 and if Goa state does Total 3 Lead conversion for November 2018, then every VLE will get 0.60% for every Personal Loan converted in November 2018 | |||
Tractor Loan | Lead Conversion | 0.80% of the loan value | |
Gold Loan | upto 2 lacs | 0.40% | |
>2Lacs to <=5 lacs | 0.60% | ||
>5 lacs | 0.80% | ||
> Above Payout applicable on Fresh Loan business . > Any loan foreclosed within 45 days of the disbursement date , the payout made will be recovered from the subsequent month payout . > Gold Loan payout will be now at VLE level |
|||
HOME LOAN | Lead Conversion | 0.08% of the loan value | |
Consumer Durable Loan | Lead Conversion | 0.40% of the loan value | |
Credit Cards | Lead Conversion(STP-Lead generation and conversion) | Rs 400/- | |
Lead Generation and Conversion by Bank Staff | Rs.200/- | ||
Self Help Group / Joint Liability Group Loan | No of Members in the group = 5 | 0.80% of the disbursed amount (expected disbursal amount for a 5 member group would be 85000/-) | |
No of Members in the group >5 | 1 % of the disbursed amount (expected disbursal amount for a 7 member group would be 125000/-) | ||
Key Eligibility Criteria For Incentive Payout – => Group will qualify for incentive post disbursal of the loan to all members => VLE has to ensure availability of all the members with relevant KYC documents at the time of Credit BET => If any member is disqualified in Highmark / Cibil check and the group falls below 5 members, incentive will not be payable.If the group has 6 members and 1 is disqualified, the incentive payable will be for the lower slab i.e 5 members. => Incentive will be credited to the VLE after the collection of first EMI cycle. If the group is a Non Starter or turns into a POT 30 case, incentive will not be payable. |
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Commercial Vehicle | Per case | 400 | |
Commercial Equipment | Per case | 400 | |
Pledge Loan | Lead Conversion | 0.20% of disb amount | |
KGC | Upto 3 lacs | 400 | |
> 3 to 7 lacs | 720 | ||
>7 to 10 lacs | 960 | ||
>10 to 20 lacs | 1200 | ||
>20 -50 lacs | 1360 | ||
Cattle Loan | Per case | 320 | |
Dairy Plus | Up to 20 lacs | 400 | |
>20 to 50 lacs | 600 | ||
> 50 lacs | 800 | ||
KBS Txns | Interchange payable for transaction amount Rs 100 and above (excluding applicable tax) | ||
Cash Handling Charges | Nil as per txn charge being paid | ||
Remittance / Fund Transfer |
Applicable on successful transactions only | Rs. 6.0/- per txn (Only for Fund Transfer. Remittance is currrently not offered) | |
Applicable on successful transactions only | .4% of Trans Amount with subject to maximum Rs. 8/-INR | ||
Fixed Charges: | NIL | ||
Cash Withdrawal using AEPS- On-us/Off-us | Applicable on successful transactions only | Rs. 4/- | |
Applicable on successful transactions only | .4% of Trans Amount with subject to maximum Rs. 8/-INR | ||
Cash Deposit using AEPS- On-us/Off-us | Applicable on successful transactions only | Rs. 4/- | |
Applicable on successful transactions only | .4% of Trans Amount with subject to maximum Rs. 8/-INR | ||
Balance Enquiry | Nil | ||
Nil | |||
Mini Statement | OFFUS | Rs 1.2/- | |
Card Transaction- Rupay, Visa, Master On-us & Off-us | Applicable on successful transactions only | .4% of Trans Amount with subject to maximum Rs. 8/-INR | |
Net Banking & Mobile Banking | 1. Mobile Banking App download + Quick Pin setup post login = Mobile Activation Rs 60 2. SMS/Toll Free Banking Active = Rs 12 3.Bill Payment done via NetBaking/ Mobile banking = Rs 12 4. SI done via NetBanking / Mobile app on CC/DC/Account = Rs 60 5. Online Funds transfer (per A/c /per month)- Rs 12. |
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