Uttar Pradesh Baba Saheb Ambedkar Rojgar Protsahan Yojana

Summary of the Scheme
Name of Scheme	Baba Saheb Ambedkar Rojgar Protsahan Yojana
Launch Year	1991 (Originally launched as Deendayal Vikas Yojana)
Benefits	Government subsidy up to ₹70,000 for self-employment projects.
Beneficiary	Unemployed rural residents of Uttar Pradesh aged 18–65 years with annual family income up to ₹2 lakh.
Nodal Agency	Rural Development Department, Uttar Pradesh
Subscription	Subscribe here to get Update Regarding Scheme
Mode of Apply	Offline through the Block Development Office (Vikas Khand)

Uttar Pradesh Baba Saheb Ambedkar Rojgar Protsahan Yojana: Up to ₹70,000 Subsidy to Start a Rural Business

Rural job-seekers often have the skills but not the capital to start something of their own. Uttar Pradesh’s Baba Saheb Ambedkar Rojgar Protsahan Yojana pairs a bank loan with a government subsidy of up to ₹70,000, so eligible rural residents can set up a business, service unit or small industry. Applications go through your Block Development Office.

No application dates are given. Each district announces its own last date, so check with your Block Development Office (Vikas Khand) before you start. The source also says the 2019 guidelines mention online applications, but a working online link couldn’t be verified.

What is the scheme?

It was launched on 25 September 1991 as the Deendayal Vikas Yojana, later renamed the Ambedkar Special Employment Scheme. On 14 November 2019, it was renamed the Baba Saheb Ambedkar Employment Promotion Scheme, with revised guidelines. The Rural Development Department (Gram Vikas Vibhag) runs it, with the District Development Officer (DDO) as nodal officer in each district.

It aims to create lasting jobs in villages, raise family incomes and reduce migration to cities. It covers agricultural and non-agricultural activities, with bank loans, subsidy, training and marketing support.

Scheme at a glance

How much subsidy do you get?

You get the percentage or the maximum, whichever is lower.

Maximum project cost

• Business activities: up to ₹2 lakh
• Service and industrial activities: up to ₹5 lakh

Margin money applies only if your loan exceeds ₹2.5 lakh:

• General category: 7.5% of the unit cost
• SC/ST and Divyang: 5%

Other benefits

• Training where needed, through UPSDM, DDU-GKY and Rural Self Employment Training Institutes (RSETIs)
• Production and marketing support for rural products and services
• A one-year moratorium before the bank starts recovery
• At least 23% reservation for SC/ST and 5% horizontal reservation for persons with disabilities
• Priority for women, widows, abandoned women and people trained under State or Central skill programmes

Who is eligible?

1. You must live in a rural area of Uttar Pradesh.
2. You must be 18 to 65 years old.
3. Your family’s annual income from all sources must not exceed ₹2 lakh.
4. You must be unemployed and willing to start your own business, service enterprise or industrial unit.
5. People of any caste, class or religion can apply.
6. Only individual applications are accepted, not group applications.
7. You cannot apply if you have already taken a loan under other self-employment schemes such as the Pradhan Mantri Mudra Yojana or Prime Minister’s Rozgar Yojana.

Priority goes to SC, ST, Divyang applicants, abandoned women and widows, and to those with government skill training.

Documents

The guidelines give no fixed statewide list. The block office may ask for:

• Aadhaar or other valid ID
• Proof of age
• Rural residence certificate
• Family income certificate (up to ₹2 lakh)
• Caste certificate for SC/ST claims
• Disability certificate for Divyang claims
• Training certificate, if any
• Bank account details or passbook copy
• Details of your proposed project
• Passport-size photographs

This is a guidance list, not an official checklist. Confirm with your Block Development Office.

How to apply

1. Visit your Block Development Office (Vikas Khand) and ask the Assistant Development Officer (ADO) for the form.
2. Fill in your personal details, residence, family income and the business, service or industrial unit you plan.
3. Attach the documents the block office asks for.
4. Submit it before the district’s last date, in person or by registered post.
5. Collect an acknowledgement receipt showing the submission date, the officer’s name and designation, and the official seal. Keep it safe.
6. The block Application Screening Committee examines applications, and they are generally processed first-come, first-served.
7. Shortlisted applicants attend an interview before the District-Level Selection and Implementation Committee, chaired by the District Magistrate.
8. Results are announced within one working day of the interview, and the selected list and waiting list are shown on the district website and at the DDO and BDO offices.
9. The Block Development Officer forwards your loan file to the bank, which processes and sanctions the loan.
10. The subsidy is paid through DBT after the loan is sanctioned and funds are available.

How selection works

Applicants are assessed on education, professional skills, government training, work experience and age-based seniority. If applications exceed the target, the committee may call up to four times the number of applicants against the target for interviews.

Selection doesn’t guarantee a loan. The bank must still sanction it.

Loan and subsidy rules

• Maximum time to complete the project: three years
• The bank charges interest only on the bank-financed portion
• The subsidy is adjusted after the DDO or an authorised officer verifies the assets created
• You repay the loan on the bank’s schedule after the moratorium
• Under the guidelines, you shouldn’t be declared a defaulter once 80% of the loan is repaid

The subsidy may be withheld or withdrawn if:

• You use the loan for something other than the approved project
• You fail to create the required assets
• The project isn’t completed and you wilfully default
• The bank declares your account a defaulter
• The unit stops operating or closes

Related Uttar Pradesh schemes

• Mukhyamantri Gramodyog Rojgar Yojana: bank loans and interest subsidy for rural entrepreneurs
• Chief Minister Yuva Udhyami Vikas Abhiyan (CM-YUVA): helps youth set up new micro-enterprises
• Mukhyamantri Yuva Swarojgar Yojana: assistance for educated unemployed youth setting up industrial and service enterprises

Need help?

• Rural Development Department phone: 18001805999
• District: District Development Officer (DDO), Vikas Bhawan
• Block: Block Development Officer (BDO) or Assistant Development Officer (ADO)
• The source couldn’t verify an exact postal address.

Frequently asked questions

How much subsidy can I get?
25% up to ₹50,000 for General applicants, and 35% up to ₹70,000 for SC/ST and Divyang applicants.

Is it only for SC/ST applicants?
No. People of any caste, class or religion can apply, though SC/ST applicants get priority and reservation.

What is the maximum project cost?
₹2 lakh for business, and ₹5 lakh for service and industrial activities.

Is a bank loan required?
Yes. The subsidy is linked to a bank loan.

Can someone with a Mudra loan apply?
No.

Can I apply online?
A working online facility couldn’t be verified. Apply at your Block Development Office.

Who selects beneficiaries?
A block-level screening committee shortlists them, and the District-Level Selection and Implementation Committee, chaired by the District Magistrate, interviews and selects them.