This SWP Calculator includes the following features:

1. Input fields for:
   • Initial investment amount
   • Withdrawal period in years
   • Withdrawal frequency (monthly, quarterly, or annually)
   • Expected annual return rate
2. Calculation of:
   • Regular withdrawal amount
   • Total withdrawals over the period
   • Total investment amount
3. Responsive design with a clean user interface
4. Error handling for empty input fields
5. The calculation is based on the present value of annuity formula:

Withdrawal Amount = (P * r) / (1 – (1 + r)^-n) Where:
P = Initial Investment
r = Periodic Rate of Return
n = Total Number of Periods

To use the calculator:

1. Enter the initial investment amount
2. Specify the withdrawal period in years
3. Select the withdrawal frequency
4. Enter the expected annual return rate
5. Click the “Calculate” button to see the results

The result will show:

• The regular withdrawal amount
• Total withdrawals over the specified period
• The original investment amount

1. Formatting:
   • All amounts in the results table are formatted with commas for lakhs and crores (e.g., ₹1,00,000).

Example Output: