Odisha Antyodaya Gruha Yojana

Summary of the Scheme
Name of Scheme	Odisha Antyodaya Gruha Yojana (AGJ)
Benefits	Pucca houses for eligible rural households. Housing assistance of Rs 1.2 Lakh per house, paid in three instalments. Completion incentive for finishing house construction quickly
Beneficiary	Eligible rural houseless households, families living in kutcha houses and other eligible vulnerable households in Odisha.
Nodal Agency	Panchayati Raj and Drinking Water Department, Government of Odisha
Subscription	Subscribe here to get Update Regarding Scheme
Mode of Apply	Offline application through the concerned Block Development Office (BDO) or designated local authority.

Odisha Antyodaya Gruha Yojana: ₹1.2 Lakh to Build a Pucca House

Odisha’s Antyodaya Gruha Yojana (AGJ) helps rural families without adequate housing build a safe, durable home. Eligible households get ₹1,20,000 in three instalments, plus an incentive for finishing construction early.

What is the scheme?

Odisha Antyodaya Gruha Yojana is a housing scheme of the Government of Odisha, implemented by the Panchayati Raj and Drinking Water Department. It targets houseless families, families living in kutcha houses, and vulnerable households that missed out on other housing programmes.

It complements PMAY-G rather than replacing it. Households that have already received help under another rural housing scheme are generally ineligible, with a few exceptions. Ongoing work under the earlier Biju Pucca Ghar Yojana (BPGY) has been merged into AGJ.

In October 2026, the scheme was extended from 2027 to 2029, with 2,91,666 additional houses approved at the same ₹7,550 crore outlay.

Scheme at a glance

Benefits

• ₹1.2 lakh in three instalments linked to construction progress:
  • ₹40,000 when the work order is issued
  • ₹65,000 when the house reaches roof level
  • ₹15,000 on completion
• Completion incentive. Originally ₹20,000 for finishing within 4 months, or ₹10,000 within 6 months, of the first instalment. Government statements say this was revised upward with the October 2026 extension, but the exact new figures aren’t confirmed in a published notification yet.
• Paid labour under MGNREGS for about 90 to 95 days during construction, on top of the housing assistance.
• Convergence with other schemes for sanitation, drinking water and electricity.

Who is eligible?

The household must be houseless or living in a kutcha house in rural Odisha, and fall under one of these categories:

• Forest Rights Act (FRA) beneficiary
• Household whose main earning member has a disability of 40% or more
• Lower-income household eligible for, but left out of, an ongoing rural housing scheme
• Widow with minor children
• Household whose head has a serious illness, such as cancer, COPD, chronic kidney disease, HIV, liver cirrhosis, major thalassemia, major sickle cell disease or major haemophilia, or who needs a bone marrow, kidney or liver transplant
• Leprosy-cured person
• Freed bonded labourer
• Family of a martyr
• National award recipient
• National or international-level sportsperson

Households that already have a pucca house can also qualify if:

• Their house was fully or severely damaged by a calamity, fire, flood, cyclone, earthquake, elephant menace, communal violence, Left-Wing Extremism violence or a major law-and-order problem
• They need relocation due to river or sea inundation
• They were relocated for a government project, such as a highway or irrigation project
• They live in a sanctuary or reserve forest area and need relocation

Who is not eligible?

A household is excluded if it:

• Already lives in a pucca house (except in the calamity and relocation cases above)
• Has a regular government, PSU or statutory body employee or pensioner
• Owns a motorised four-wheeler
• Owns mechanised three- or four-wheeler agricultural equipment
• Runs a government-registered non-agricultural enterprise
• Has any member earning more than ₹15,000 per month
• Owns 2.5 acres or more of irrigated land, or 5 acres or more of un-irrigated land
• Has already received help under another rural housing scheme
• Was relocated for a government project and now owns a pucca house elsewhere

Documents required

• Aadhaar card photocopy (mandatory)
• Land patta (title) copy (mandatory)
• Bank passbook, first page (mandatory)
• Caste certificate (SC/ST applicants only)
• Disability certificate (40% or more disability category)
• Medical officer’s report (serious-illness category)
• Certificate for freed bonded labourer category, where applicable
• Sports participation certificate (sportsperson category)
• National award certificate (award-recipient category)
• Any other certificate supporting your eligibility category

How to apply

The application is offline.

1. Wait for the village-level survey by the Block Development Officer (BDO), or visit your Gram Panchayat or Block office directly.
2. Collect the official application form.
3. Fill in personal, family and bank details, and tick your eligibility category.
4. Attach the documents for your category.
5. Sign the self-declaration that you don’t own a pucca house and meet the income, land and vehicle conditions.
6. Submit the form at the Gram Panchayat or Block office. An MP, MLA or other elected representative may add a recommendation.
7. Collect the acknowledgement slip.
8. The BDO verifies your documents and details.
9. The Collector-cum-District Magistrate forwards the scrutinised list to the department for sanction.
10. After the Chief Minister approves district-wise targets, the BDO issues a work order and the first instalment is credited to your bank account through DBT.

Key rules to know

• Build it yourself. No contractor is engaged, except where a senior citizen, person with disability or destitute beneficiary formally requests departmental support.
• Finish within 12 months of receiving the first instalment.
• Paint the scheme’s logo on the front wall of the completed house.
• Geo-tagging. The existing house is geo-tagged through the Ama Ghara app before sanction, and progress is geo-tagged at each stage.
• Female head preferred. Allotment is preferably in the name of the female head of the household.
• Landless households are allotted a house site by the Revenue Authorities on priority. Families on government land aren’t sanctioned a house until they receive land from the Revenue Department.

Checking your application status

The beneficiary list PDF isn’t available for online checking. Ask your Block Development Office, Gram Panchayat office or Sarpanch for the list showing approved, rejected and ineligible applications. You can also visit the Rural Housing Odisha portal to see district- and block-wise progress and, if available, download your house work order by entering your Aadhaar number.

Other housing schemes in Odisha

• Mo Ghara Scheme, for rural households seeking a housing loan and subsidy
• PMAY Urban BANDHU Scheme, for affordable housing support in urban areas

Eligibility and benefits differ, so check each scheme’s guidelines before choosing.

Need help?

• Toll-free: 1800 121 9421
• Office: Panchayati Raj and Drinking Water Department, Odisha Government Secretariat, Bhubaneswar, 751001

Frequently asked questions

How much assistance does the scheme give?
₹1.2 lakh in three instalments of ₹40,000, ₹65,000 and ₹15,000.

Is it linked to PMAY-G?
It is a separate scheme that complements PMAY-G by covering households left out of existing programmes.

Is there an online application?
No. Applications are submitted offline at the Gram Panchayat or Block office.

What happened to Biju Pucca Ghar Yojana?
Its ongoing work has been merged into Antyodaya Gruha Yojana.

Is there an extra incentive?
Yes, for early completion. The original amounts were ₹20,000 (within 4 months) and ₹10,000 (within 6 months). Revised figures are reported but not yet officially confirmed.