- JanSamarth Portal was launched on 6 June 2022 by the Government of India.
- It provides access to 16 Central Government credit-linked schemes, according to the June 2026 update.
- Applicants can check eligibility and begin loan applications through a single digital platform.
- The portal covers agriculture, business, housing, renewable energy and livelihood-related credit.
- For Borrower :-
- Email :- Customer.support@jansamarth.in.
- Phone Number :- 079 69076111.
- For Bank and Others :-
- Email :- Bank.support@jansamarth.in.
- Phone :- 079 69076123.
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Summary of the Scheme
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| Name of Scheme | JanSamarth Portal – National Portal for Credit-Linked Government Schemes |
| Launch Year | 2022 |
| Benefits | Check eligibility and apply for loans under 16 credit-linked Central Government schemes through one portal. |
| Beneficiary | Eligible farmers, entrepreneurs, business owners, and other applicants seeking loans under linked government schemes. |
| Nodal Agency | Department of Financial Services, Ministry of Finance |
| Subscription | Subscribe here to get Update Regarding Scheme |
| Mode of Apply | Online through the official JanSamarth Portal. Assisted application support is also available through bank business correspondents and authorised partners. |
JanSamarth Portal: National Portal for Credit-Linked Government Schemes
Getting a loan for a business, farm, home, or rooftop solar system can be confusing when you don’t know which government scheme fits you or where to apply. The JanSamarth Portal, launched by the Government of India on 6 June 2022, brings credit-linked Central Government schemes onto one digital platform. It is managed by the Department of Financial Services, Ministry of Finance, and as of the June 2026 government update it covers 16 credit-linked schemes across agriculture, business, housing, renewable energy, and livelihoods.
Key Benefits
- One portal to check eligibility and apply for loans under multiple schemes
- A few questions about your needs help identify suitable schemes
- Digital data verification and auto-filling of available information to simplify processing
- A possible in-principle sanction before the application goes to your selected bank branch
- Connects applicants with participating banks and lenders
- Available in eight languages: English, Hindi, Gujarati, Telugu, Tamil, Marathi, Bengali, and Kannada
- Assisted support through bank business correspondents and authorised partners
An in-principle sanction is not final loan approval. The lender makes the final decision, and loan amounts, interest rates, and repayment terms vary by scheme and lender.
Schemes Available on the Portal
- Emergency Credit Line Guarantee Scheme 5.0 (ECLGS 5.0)
- e-Kisan Upaj Nidhi (eKUN)
- Home Loan for EWS, LIG, and MIG in Urban Areas
- Kisan Credit Card (KCC)
- Kisan Credit Card, Fisheries (KCCFIM)
- Rooftop Solar Installation Financing (SOLAR)
- Agri Clinics and Agri Business Centres Scheme (ACABC)
- Agriculture Infrastructure Fund (AIF)
- Prime Minister’s Employment Generation Programme (PMEGP)
- Weaver Mudra Scheme (WMS)
- Pradhan Mantri Mudra Yojana (PMMY)
- PM SVANidhi
- National Action for Mechanized Sanitation Ecosystem (NAMASTE)
- Loan for Startups (START)
- Credit Card for Micro Enterprises (CCME)
- DAY-NRLM (Deendayal Antyodaya Yojana, National Rural Livelihoods Mission)
Who Can Apply?
There is no single eligibility rule. You must meet the conditions of the specific scheme you choose, which may cover age, income, occupation, business type, or landholding. The portal serves:
- Farmers
- Entrepreneurs and small business owners
- Street vendors
- Households seeking housing finance
- People seeking credit for specific livelihood or business activities
The bank or lending institution assesses every application.
Documents Commonly Needed
The exact list depends on the scheme and the lender:
- Aadhaar or another accepted ID
- PAN card, where applicable
- Proof of address
- Bank account details and supporting bank documents
- Income proof or other financial documents
- Business registration documents, business details, or a business plan, for business loans
- Land records, for farming schemes
- Category-specific certificates, if the scheme requires them
How to Apply
Applications are online through the official JanSamarth Portal, with assisted support available.
- Open the portal and choose the category that matches your need, such as agriculture, business, housing, or livelihood.
- Answer the eligibility questions accurately.
- Review the suggested schemes and read the conditions of the one you select.
- Continue to the application and enter your details and documents.
- Review and submit following the on-screen instructions.
- Choose a lender where options are offered. The portal may issue an in-principle sanction and forward your application to the selected branch.
- Track your status through the portal and respond to any bank requests.
Depending on the scheme, your application may be processed on the portal or redirected to another official platform.
Contact
For borrowers
Phone: 079 69076111
Email: Customer.support@jansamarth.in
For banks and others
Phone: 079 69076123
Email: Bank.support@jansamarth.in
For complaints, use the help or grievance options on the portal.